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MidnightVoice wrote:
haulingthescoreup wrote:
through my new Lasik-enhanced eyes, mmm-bwah-hah-hah!!!
Did you apply for Care Credit to pay for it?
Nope, I had saved up about half of it, plunked it on the AmEx, and paid it off in two months. The advantage of working two jobs!
The surgeon tried to make one eye 20/20 and the other a little weaker to focus on the computer screen, but they both did better than planned, so one's 20/15 and the "bad eye" is 20/20. I just keep pushing my chair farther and farther away! This after having last been able to read the big E at age 15.Every time I read a post about the Hooters card, I think of my eyes wide open, with that laser coming closer, closer, closer...
Lawlover2 wrote:
Actually, I was in the process of paying things off and looking back, I wasn't late on anything at the time. My scores at that point were most likely higher than when I got the card. I had not received any new credit and had absolutely no inquiries on this. I know I won't get the card if I apply for a true Am Ex as my scores are still way to low (I am still in recovery). This was the only CC I had so now I have nothing and am afraid now . . . I don't have any CC to carry a 10% balance w/ and afraid of being turned down w/ others and wasting inquiries. I know that Wash Mu and Capital One will certainly tell me know - they have been paid in full but were closed by the creditor! When I call AmEx, should I immediately ask to speak to a supervisor and ask to have my Oasis card back?
Were your other cards closed before or after, the Amex Oasis was opened? I would definitely call for an explanation letting them know that since this was the only card you had, you don' understand the dip. Were you tracking your scores at all? I wonder what caused the sudden 'dip' they are referring to. I would check my reports to make sure nothing new negative showed up but thedip could have been cause by the closure of the other accounts.
if i were you i'd call them back right away and i would ask them again why my card was closed. if they gave me the same story i would let them know that i am monitoring my scores and reports and there have been no new changes. then i'd ask for the sup. if the sup gave me the same bs i'd ask for a copy of whatever report or score they claim prompted this adverse action.
it's possible they just made a mistake or maybe one of those phantom CRAs is behind this.
it's possible they just made a mistake or maybe one of those phantom CRAs is behind this.
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