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11-05-2007 08:42 AM
haulingthescoreup wrote:through my new Lasik-enhanced eyes, mmm-bwah-hah-hah!!!
11-05-2007 08:56 AM
Lawlover2 wrote:What is care credit?
11-05-2007 11:27 AM
I sure would! I don't have a "real" AmEx (mine's from USAA), but I keep reading how they do work with you, and they're very upfront. I would hate to just assume that it's a done deal that couldn't be salvaged. Good luck!
Lawlover2 wrote:When I call AmEx, should I immediately ask to speak to a supervisor and ask to have my Oasis card back?
11-05-2007 11:37 AM
through my new Lasik-enhanced eyes, mmm-bwah-hah-hah!!!
Did you apply for Care Credit to pay for it?
11-05-2007 11:45 AM
Actually, I was in the process of paying things off and looking back, I wasn't late on anything at the time. My scores at that point were most likely higher than when I got the card. I had not received any new credit and had absolutely no inquiries on this. I know I won't get the card if I apply for a true Am Ex as my scores are still way to low (I am still in recovery). This was the only CC I had so now I have nothing and am afraid now . . . I don't have any CC to carry a 10% balance w/ and afraid of being turned down w/ others and wasting inquiries. I know that Wash Mu and Capital One will certainly tell me know - they have been paid in full but were closed by the creditor! When I call AmEx, should I immediately ask to speak to a supervisor and ask to have my Oasis card back?
Were your other cards closed before or after, the Amex Oasis was opened? I would definitely call for an explanation letting them know that since this was the only card you had, you don' understand the dip. Were you tracking your scores at all? I wonder what caused the sudden 'dip' they are referring to. I would check my reports to make sure nothing new negative showed up but thedip could have been cause by the closure of the other accounts.
11-05-2007 12:14 PM
11-05-2007 05:06 PM
11-06-2007 09:56 AM
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