11-06-2007 05:17 PM
11-06-2007 05:22 PM
Wait... they offered you the card 'guaranteed' (that's what they say) and then pulled it back because they found out you had a closed account prior to them giving you this card? That I would start writing complaints about.
Lawlover2 wrote:Nothing . . . I am so mad! I called last night and the supervisor told me had I requested this w/in 3 months of my card being cancelled, she could have done something. I never new but my card was canceled in June!!! When I got online to pay and check balance every month - it didn't say closed. When I called the automated line, it says I still have $700 in available credit. Apparently, they sent a letter . . . I didn't get it! She told me to reapply - right, I won't be getting that. And, I paid a $49 annual fee - was 3 months short of having it a year! Helppppp meee - I want to SCREAM at someone!
11-06-2007 06:00 PM
11-07-2007 01:34 PM
11-07-2007 02:42 PM
The automated system...isn't intelligent enough to convey the information that the account is closed. Talk to a live person and they will let you know the account is closed.
Lawlover2 wrote:Well that TOTALLY sucks - I didn't even know it was closed. When I call now, it says your available credit is "$700", balance due is $0.00 - how can I have $700 available if my card is closed???
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.