AmEx Chip and Signature - October 16th (It's not chip and PIN but it's a start!)

[SwampSystems]

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@stone wrote:

is it possible to have both chip and expresspay feature in one card?

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Rep told me today that you have to choose one or the other.

[jsucool76]

Its called EMV (europay mastercard visa so I don't think amex will be onboard anytime soon. XD

[steve23111]

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@SwampSystems wrote:

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@stone wrote:

is it possible to have both chip and expresspay feature in one card?

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Rep told me today that you have to choose one or the other.

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Interesting.  I wish I knew which reps the other folks here are talking to.  Mostly because I'm off today and have absolutely nothing better to do, but also partially because I am truly curious, I have called AMEX a couple of times today and each time I have been told that any type of chip card (other than ExpressPay) is simply not an option.  I have three cards-- Zync, Clear, and Blue Cash Preferred-- and while I haven't inquired about each card specifically, all three reps I have talked to over the phone and via secure messaging have stated it just is not an option. Period.

[steve23111]

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@jsucool76 wrote:
Its called EMV (europay visa mastercard) so I don't think amex will be onboard anytime soon. XD

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They are in the rest of the world. Just not in the USA.

[stone]

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@SwampSystems wrote:

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@stone wrote:

is it possible to have both chip and expresspay feature in one card?

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Rep told me today that you have to choose one or the other.

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thanks, i think i will call them a few days later, that most rep kown how to process a emv chip card.

[CreditMuppet]

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@SwampSystems wrote:

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@stone wrote:

is it possible to have both chip and expresspay feature in one card?

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Rep told me today that you have to choose one or the other.

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It's certainly possible that in the future they will support both, for instance my Barclaycard Gold has both Chip+pin and contactless payments, initially though they will probably just focus on EMV.

[flowfaster]

Doesn't Amex charge a FTF?  I just don't see the point of bringing an Amex out of the country.  Can anyone enlighten me?

[ryanbush]

I just called and they said they would overnight me a green card with the chip and sig...  but they were also like are you sure you need it, it's only useful if you are going to europe.  since i don't have a trip planned there currently I declined

[TheConductor]

AmEx Platinum has no forex fee.

But I'd take a chipped AmEx with me as a backup card even if it did have the forex fee. I wouldn't intend it to be my primary spending card, but unless I actually had two different chipped, no-FTF cards (not likely to happen for me soon considering most of those are prime-time cards), I'd be perfectly happy to pay 3% extra in that rare situation where my primary card was being declined, not working, frozen by an overzealous fraud alert team, or whatever.

It is kind of funny, though, that AmEx's no-FTF options are the Prepaid, the Bluebird, and the Platinum. Targeting the fringes of the bell curve only, leaving everyone in the middle with the fee...genius!  

[flowfaster]

Yeah it just doesn't make sense to me.  I have a cap1 and BoA with no FTF, I think Im going to pass.  You would think at least the Blue Sky would be NO FTF but I guess not.