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Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
0

Re: AmEx Signup Bonuses Reduced/Eliminated?


FicoTron wrote:

So a phone app would be a good move as well and negotiate the deal with the rep.  Has anyone had success with deleting cookies or private browsing?


Yes.  In my experience, if you delete cookies and click on the link with the better offer, that is the offer your receive.  For co-branded cards, you also will generally see better offers elsewhere, e.g., the Hilton card will often have a better offer on Hilton's website, and same thing for SPG.  You should aways at least run a google search before applying.  They sometimes give better referral links to third-party marketers than the links on their own page.  I suppose the logic is that if you're already vising the Amex (or other lender) site, you're already interested in the card and they can incentivize you with a smaller offer.  Then again, some lenders reserve the best links for their own pages.  So it's always good to check first. 


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011
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Re: AmEx Signup Bonuses Reduced/Eliminated?

[ Edited ]

It also says that the $150 is not available to existing card members.  Ive had a gold card since April.  Has anyone on here gotten a bonus while already being an Amex card member?

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
0

Re: AmEx Signup Bonuses Reduced/Eliminated?


FicoTron wrote:

It also says that the $150 is not available to existing card members.  Ive had a gold card since April.  Has anyone on here gotten a bonus while already being an Amex card member?


Yes.  The existing cardmembers language, while ambiguous, really means holders of that specific card. 


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011
0

Re: AmEx Signup Bonuses Reduced/Eliminated?


Walt_K wrote:

FicoTron wrote:

It also says that the $150 is not available to existing card members.  Ive had a gold card since April.  Has anyone on here gotten a bonus while already being an Amex card member?


Yes.  The existing cardmembers language, while ambiguous, really means holders of that specific card. 


you are absolutely correct.  I just did a phone app and the rep confirmed it.  I was approved AND got the bonus. Yessssssss!

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12

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