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@eparker wrote:What does ur credit situation have to be in order to get approved for the Zync auto pay option???? My EXP report is not the best, still working on getting some negatives removed.
From my experience, I was declined for the Zync altogether about 6 months ago. Once my last collection account was removed from EX, Amex approved me for the Zync auto pay option. EX score was 642 too. Paid settled CO in 2008 was still showing as well. Maybe Amex doesnt like collection accounts.