AmEx >$25k CLI Data Point

[w20031424]

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@longtimelurker wrote:

So we've had cases of < $25K to > 25K happening without a POI, and earlier threads had people going from > $25K to a larger limit without POI.  And we've also had cases of people being asked for POI when asking for increases below $25K

So unless there is a rule that applies only when your limit is exactly $25K (which seems unlikely indeed!) looks like we should add it to myth aka YMMV list.

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Now myth busted?

[bribro]

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@w20031424 wrote:

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@longtimelurker wrote:

So we've had cases of < $25K to > 25K happening without a POI, and earlier threads had people going from > $25K to a larger limit without POI.  And we've also had cases of people being asked for POI when asking for increases below $25K

So unless there is a rule that applies only when your limit is exactly $25K (which seems unlikely indeed!) looks like we should add it to myth aka YMMV list.

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Now myth busted?

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That's what it looks like.

[HiLine]

High income warrants high credit limit. Asking for proof of income = we don't really trust you. I hope this doesn't surprise anyone.

[lg8302ch]

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@HiLine wrote:
High income warrants high credit limit. Asking for proof of income = we don't really trust you. I hope this doesn't surprise anyone.

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+ 1

and in many places on the world they would never issue a credit card without verification of income and employment = Europe !  (not even Amex)