Reply
Senior Contributor
Posts: 3,067
Registered: ‎11-02-2009
0

Re: AmEx pre-approval soft pull site


hyprble wrote:

I just wanted to confirm with someone else here that it seems pre-approval offers come up a few days after your statement cuts on the amex site.  I logged in and finally noticed I was "pre-approved" for Platinum and Gold.  I guess I'll wait until I get a good offer in the mail to apply for a charge product.


If you're wanting the Platinum card, they're offering 50K MR points for first-time platinum cardholders.  You can find the offer at thepointsguy.com or by searching for it on the web.  You'll likely have to clear your cookies for the link to work. 


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Frequent Contributor
Posts: 361
Registered: ‎07-31-2007
0

Re: AmEx pre-approval soft pull site

I'm not a cardmember, so my situation may be a little different. I've tried see if I was pre-approved or pre-selected a few times and I've noticed recently, that I always get the message, "sorry we couldn't find any offers for you". This, despite, the fact that my score has increased.

 

I will agree that the site is a little backwards. I haven't applied for an Amex in years, as I was declined the only time I applied. I was an AU on my mom's Amex cards for a few years.

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Regular Contributor
Posts: 118
Registered: ‎12-09-2009
0

Re: AmEx pre-approval soft pull site

[ Edited ]

kc12286 wrote:

I'm not a cardmember, so my situation may be a little different. I've tried see if I was pre-approved or pre-selected a few times and I've noticed recently, that I always get the message, "sorry we couldn't find any offers for you". This, despite, the fact that my score has increased.

 

I will agree that the site is a little backwards. I haven't applied for an Amex in years, as I was declined the only time I applied. I was an AU on my mom's Amex cards for a few years.


        I recieved the same message:   "sorry we couldn't find any offers for you".   I applied anyway for the green AMEX. and was instantly approved.  I believe the "offers" really doesnt matter.   AMEX pulled my EX.   

                                                :smileywink:Only one way to really know for sure...........Good luck.




TU 802 EQ 806
*USAA*PENFED*NFCU*AMEX*DISCOVER*CiTi*WALMART*BESTBUY*
Frequent Contributor
Posts: 361
Registered: ‎07-31-2007
0

Re: AmEx pre-approval soft pull site

I don't know what my EX is.  But my EQ score has increased recently AND I would imagine TU did as well. I'm not lookig to apply right now anyway. I'm on a mission to pay everything off. Been carrying around way too much debt for way too long. I'll apply in the future and hopefully they'll backdate because I was an AU on my mom's account. She was with them forever.

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.