I applied online for an AmEx Zync card. The 60-second credit approval said I was denied, but it said "However you are approved for.." and it had the zync card with a low limit and a required monthly draft of the entire balance, which I am fine with. I clicked accept and it said my app was being sent for further review. An hour later it came back as denied.
I checked the post that has the backdoor numbers and the two for AmEx don't apply to me. I am annoyed because it denied me the Zync but said I was "approved" for this other one, only to turn around and be denied.
Is there a backdoor number I can call and ask for a reconsideration? I just want to get my foot in the door so I can have a year of on-time payments and then ask for something better. Any help is appreciated...
03/19/2011 EQ: 627 EX: 602 TU 590 (lender pull) 07/16/2011 EQ: 646 EX: 629 TU 647 Fell off the wagon in 2012. Starting over in 2013.Current Score: 01/07/2013 EQ: 646 EX: ??? TU 608 Goal Score: 700 club Take the FICO Fitness Challenge