AmEx still back dating

[pipeguy]

Last month the DW got a pre-approved offer from AmEx for the Blue Cash Everyday card with $200 back after $1000 spend (might have been $500 spend) anyway, neither she nor I are a fan of AmEx based on a history of when we ran a business and had a ton of AmEx cards/Merchant accounts, etc. That's a long story and I'm not going there, but she canceled all her cards way back when I've kept a single small limit card open for the 1978 back dating (use it maybe twice a year). 

DW was approved for the BCE card and has been working on the spend part (like thats hard to do). I just signed on her online account to check on the status and across the top it says in big print "Member Since 1995" - looks like AmEx still "back dates" sometimes.....

[NRB525]

no, sorry, that's only for the "Member Since" date that prints on the card, which will have a nice little "95" on the card.

When DW checks the credit report, it will still say whatever year the card was apped, 2015? not 1995.

[sjt]

Unfortunately they dont back date on credit reports. They will reflect the date you obtained your first Amex card on your card and when you login and you will see "Member Since" date that reflects the year you obtained your first Amex Card.

[bz386]

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pipeguy wrote: 

DW was approved for the BCE card and has been working on the spend part (like thats hard to do). I just signed on her online account to check on the status and across the top it says in big print "Member Since 1995" - looks like AmEx still "back dates" sometimes.....

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 No, they don't. The card and the online account will give the 1995 date, but the credit report will say the account was opened in 2015.

[OmarGB9]

+1. The member since date is NOT backdating.

[lokobo]

Damnit OP. I got hopes up when I saw this thread title lol

[Anonymous]

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@OmarGB9 wrote:
+1. The member since date is NOT backdating.

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Yes it is.  The opening date is not.

[OmarGB9]

For credit reporting purposes, no it's not.

[Anonymous]

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@OmarGB9 wrote:
For credit reporting purposes, no it's not.

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Credit reporting doesn't have MSD.  It has Account Opened date.

So yes, MSD is back dated.  Account opened is not.

Bye Felicia.

[OmarGB9]

Lol okay let's get all technical. Because people really use the term "account opened date" around here. I think we know what OP meant with their post.