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This bank seems to be a very good option for secured credit. I have not seem much around here regarding their unsecured gold plus mastercard. They appear to be well regarded and about the lowest interest rate around. Curious if any one has applied and how long it normally takes to hear back. I applied on Sunday. I am still waiting to hear anything at all.
Merry X'mas to everyone!
Welcome to myFICO forums verbose ~
Bump!
MODs ..... anyone ...
Thanks for the bump/welcome. As for an update, I applied Sunday and they pulled Experian on Wednesday. No phone/email communication yet. I'll call once the holiday madness is over.
@Anonymous wrote:Thanks for the bump/welcome. As for an update, I applied Sunday and they pulled Experian on Wednesday. No phone/email communication yet. I'll call once the holiday madness is over.
A Happy New Year!!
You're welcome ... anytime.
Don't forget to let us know ...
**UPDATE**
01/08/2011 - Received letter in the mail requesting two pay stubs.
@Anonymous wrote:**UPDATE**
01/08/2011 - Received letter in the mail requesting two pay stubs.
That is a good sign. Congrats
Congrats...
The card arrived in the mail today. 5k line on the gold plus master card. 7.25% interest (varies based on prime rate). That's less than some car loans! Only down side is this card does not yet interface with mint.com. I will probably use this one if I ever have to carry a balance. In case anyone is wondering my EX score was around 720 (FAKO), 2 INQ, 0% util. I have a 90 day late from 2005.
@Anonymous wrote:The card arrived in the mail today. 5k line on the gold plus master card. 7.25% interest (varies based on prime rate). That's less than some car loans! Only down side is this card does not yet interface with mint.com. I will probably use this one if I ever have to carry a balance. In case anyone is wondering my EX score was around 720 (FAKO), 2 INQ, 0% util. I have a 90 day late from 2005.
Very good !!