10-20-2012 05:23 AM
I just noticed something about my Amazon store card. The normal account, not the Visa. I made two payments this month, one was prior to my payment date by a two weeks, and then I made another payment last week. Normally, most creditor's would apply that second payment to the next month, but Amazon didn't. LOL! My billing cycle closed yesterday and they have a min. due $25 by Nov.8th.
Just made me laugh because when I make more than one payment all my other creditor's, always applied one of those payements to the next month, so I techncially it's like paying it in advance. I just did this exact same thing with Chase and I have no payment due for November since I paid twice this month.
10-20-2012 06:11 AM
Um. If you say so. I have lots and lots of credit cards, and while they'll all accept more than one payment, there is still a payment due every 30 days...
10-20-2012 06:19 AM
10-20-2012 06:34 AM
Hmmm no biggie guys. I always make a payment regardless of whether I have a payment due or not unless I have a zero balance of course. But it's been my experience that if I've made more than one payment within my billing cycle - maybe that's the key the next month, it's says' min. due 0 which is the case for me now with Chase and a few other of my accounts. But if that is not your experience no biggie...just sharing mine!
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.