10-23-2012 01:56 PM
Quick question for y'all.
I opened my Amazon account back in April with a $1400 CL.
In July (1 month before the 4th statement) I got a small $200 auto-CLI from GE.
I tried in August to get the 4 month CLI and was denied due to not enough experience at the current limit.
So my question is this...
When is the right time to call the backdoor number to try for my next CLI?
Can I do it now or should I wait till after the November statement comes?
Thx for all the help as usual
10-23-2012 02:30 PM
I would call now, I opened my account in June 2012 never received any increases, was denied last month, called again 3 days ago and spoke to an underwriter and went from 600 to 1200. I currently had a $191 balance on my card and my fourth statement had not posted.
10-23-2012 07:02 PM
I called the backdoor number the same month I opened my account. Initial CL was $1,000. I got it jumped to $2k after I spoke to a rep.
10-23-2012 07:09 PM
My initial CL was $1400 and I received a auto CLI after 3 months to $1,600. Called in after six months for a CLI but was denied by the automated system, so I spoke to an Analyst and was approved for a total of $2,000.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.