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Valued Contributor
maiden_girl
Posts: 2,098
Registered: ‎12-29-2011
0

Amazon CLI success! somewhat...

Today I decided to call Amazon about my 1k limit on my credit card. I was planning on making a big purchase in a few weeks and I didn't want to go over my limit (I don't even think that's possible with this card). Anyway knowing GE...they typically approve your requested amount...Sooo I requested 3k to bring my total to 4k...major fail as I suspected considering I've only had the card for a month now..they denied me for 4K and told me I'd received a letter stating why. Thinking my call was a complete fail, I chastised myself a great deal for not waiting for that 4th statement to request additonal credit. To my surprise when I logged into my account later today, I noticed my limit was bumped to 2k from 1k...the CSR failed to mention that! Somewhat success with GE Amazon!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Member
knj601
Posts: 42
Registered: ‎02-25-2009
0

Re: Amazon CLI success! somewhat...

I just got approved for this card today! I look forward to future CLI, but I was happy to start at a $900 limit! Congrats on your semi-sucess! :smileyhappy:



Current: TU (Wal-Mart) 640 EQ (myFICO) 627 EX 628 as of 10/12
BK Discharged 08/10 (The dark times)
NavChek (5000) Cap1 (2500 & 1000) hhGregg (1500) Amazon (900) & WalMart (500) Lowes (300)

Goal: No apps until 07/2013 & 700's across the board
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Amazon CLI success! somewhat...


maiden_girl wrote:

Today I decided to call Amazon about my 1k limit on my credit card. I was planning on making a big purchase in a few weeks and I didn't want to go over my limit (I don't even think that's possible with this card). Anyway knowing GE...they typically approve your requested amount...Sooo I requested 3k to bring my total to 4k...major fail as I suspected considering I've only had the card for a month now..they denied me for 4K and told me I'd received a letter stating why. Thinking my call was a complete fail, I chastised myself a great deal for not waiting for that 4th statement to request additonal credit. To my surprise when I logged into my account later today, I noticed my limit was bumped to 2k from 1k...the CSR failed to mention that! Somewhat success with GE Amazon!


CONGRATS!!!

 

Your account likely got manual reviewed and they were able to still increase you, just not as much as you wanted.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
maiden_girl
Posts: 2,098
Registered: ‎12-29-2011
0

Re: Amazon CLI success! somewhat...

Any increase is good at this point! Especially considering my account is barely a month old! Lol :smileyvery-happy:

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Amazon CLI success! somewhat...

Congrats! GE is pretty awesome when it comes to CLI's:smileyhappy:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
maiden_girl
Posts: 2,098
Registered: ‎12-29-2011
0

Re: Amazon CLI success! somewhat...

[ Edited ]

THANKS!

 

I'll make a note to bother GE again in a month or two :smileyvery-happy:

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Senior Contributor
youngandcreditwrthy
Posts: 6,211
Registered: ‎08-16-2012
0

Re: Amazon CLI success! somewhat...

I've been noticing that they do this lately lol... Weird... But goood!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
maiden_girl
Posts: 2,098
Registered: ‎12-29-2011
0

Re: Amazon CLI success! somewhat...

I just find it pretty weird they flat out say it's denied instead of saying "oh you know we can counter your request with this amount..." LOL.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






New Contributor
creditdreamera
Posts: 65
Registered: ‎09-22-2012
0

Re: Amazon CLI success! somewhat...

That's awesome, good for you!! I've been at $600 since I got the card earlier this year. Decided to try for an increase, and asked for $1000, denied! BUT the automated message said it could be raised to $850?? I pressed 2 to accept the offer :smileyhappy:

EX -682
EQ -658
TU -663
Valued Contributor
maiden_girl
Posts: 2,098
Registered: ‎12-29-2011
0

Re: Amazon CLI success! somewhat...


creditdreamera wrote:

That's awesome, good for you!! I've been at $600 since I got the card earlier this year. Decided to try for an increase, and asked for $1000, denied! BUT the automated message said it could be raised to $850?? I pressed 2 to accept the offer :smileyhappy:


That sucks! :smileysad: You should try another increase soon. Talk to a rep. I think you have to say REP 4 times before it connects you but it helps to let them work the numbers rather than the system. They might give you a chance and approve you for a little more.

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)







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