Reply
New Member
ChimChim
Posts: 2
Registered: ‎10-27-2012
0

Amazon Chase Rewards Visa Card (30 Day Wait)

Long time lurker first time poster. 

Applied for the Amazon Chase Rewards Visa Card.  Offered $50 GC and instant decision.

Got the 30 Day Wait notification for a decision.  That was 4 days ago, Checked my score etc.

after their HP.  Score is 716, I have no delinquencies, debt to credit ratio is low, absolutely nothing

bad etc. in my CR.  Been debating on calling Chase to see if there is a problem.  Not sure if I should

wait or give them a call.

Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Amazon Chase Rewards Visa Card (30 Day Wait)

Call the backdoor # for a recon. They may just need to speak with you to verify info. Good Luck

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Amazon Chase Rewards Visa Card (30 Day Wait)

I agree with Credit314. Call the backdoor number. The 30 day notice typically means identity verification. Chase likes to verify identity. They did this with me and I got a 5k limit. Good luck!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
maiden_girl
Posts: 2,098
Registered: ‎12-29-2011
0

Re: Amazon Chase Rewards Visa Card (30 Day Wait)

+1

 

I would call the backdoor number as well to check the status. Good luck!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






New Member
ChimChim
Posts: 2
Registered: ‎10-27-2012
0

Re: Amazon Chase Rewards Visa Card (30 Day Wait)

Well I gave them a call & it it was really not a big deal. I already have a Chase Visa with a generous CL. 

They did not have a problem issuing me the Amazon card but wanted me to take some of my CL from my

Chase Visa & apply it to the Amazon Visa.  I went ahead & applied about a fourth to the Amazon card.

 

After looking at my % rate I see the Amazon card is 1% lower than my Chase Visa.  Would it have been

better to close the Chase Visa & apply the whole CL to the Amazon? This card makes my 3rd card.  But

is really the only Rewards card I have.

 


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+