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New Member
Posts: 2
Registered: ‎10-27-2012
0

Amazon Chase Rewards Visa Card (30 Day Wait)

Long time lurker first time poster. 

Applied for the Amazon Chase Rewards Visa Card.  Offered $50 GC and instant decision.

Got the 30 Day Wait notification for a decision.  That was 4 days ago, Checked my score etc.

after their HP.  Score is 716, I have no delinquencies, debt to credit ratio is low, absolutely nothing

bad etc. in my CR.  Been debating on calling Chase to see if there is a problem.  Not sure if I should

wait or give them a call.

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Amazon Chase Rewards Visa Card (30 Day Wait)

Call the backdoor # for a recon. They may just need to speak with you to verify info. Good Luck

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: Amazon Chase Rewards Visa Card (30 Day Wait)

I agree with Credit314. Call the backdoor number. The 30 day notice typically means identity verification. Chase likes to verify identity. They did this with me and I got a 5k limit. Good luck!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: Amazon Chase Rewards Visa Card (30 Day Wait)

+1

 

I would call the backdoor number as well to check the status. Good luck!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






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New Member
Posts: 2
Registered: ‎10-27-2012
0

Re: Amazon Chase Rewards Visa Card (30 Day Wait)

Well I gave them a call & it it was really not a big deal. I already have a Chase Visa with a generous CL. 

They did not have a problem issuing me the Amazon card but wanted me to take some of my CL from my

Chase Visa & apply it to the Amazon Visa.  I went ahead & applied about a fourth to the Amazon card.

 

After looking at my % rate I see the Amazon card is 1% lower than my Chase Visa.  Would it have been

better to close the Chase Visa & apply the whole CL to the Amazon? This card makes my 3rd card.  But

is really the only Rewards card I have.

 

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