Credit Cards

[ChimChim]

Long time lurker first time poster. 

Applied for the Amazon Chase Rewards Visa Card.  Offered $50 GC and instant decision.

Got the 30 Day Wait notification for a decision.  That was 4 days ago, Checked my score etc.

after their HP.  Score is 716, I have no delinquencies, debt to credit ratio is low, absolutely nothing

bad etc. in my CR.  Been debating on calling Chase to see if there is a problem.  Not sure if I should

wait or give them a call.

[Cadillac-XTS]

Call the backdoor # for a recon. They may just need to speak with you to verify info. Good Luck

[webhopper]

I agree with Credit314. Call the backdoor number. The 30 day notice typically means identity verification. Chase likes to verify identity. They did this with me and I got a 5k limit. Good luck!

[maiden_girl]

+1

I would call the backdoor number as well to check the status. Good luck!

[ChimChim]

Well I gave them a call & it it was really not a big deal. I already have a Chase Visa with a generous CL. 

They did not have a problem issuing me the Amazon card but wanted me to take some of my CL from my

Chase Visa & apply it to the Amazon Visa.  I went ahead & applied about a fourth to the Amazon card.

After looking at my % rate I see the Amazon card is 1% lower than my Chase Visa.  Would it have been

better to close the Chase Visa & apply the whole CL to the Amazon? This card makes my 3rd card.  But

is really the only Rewards card I have.