I've been tempted to get this card since I am also on Prime and we do a lot of shopping on Amazon. For now, though, I can get 5% cash back on Amazon gift cards from the drug store.
I do want to pay directly with a card for bigger ticket items so I can get the purchase protection/warranty perks. What are the perks like on the Amazon Prime card?
EDIT: I just looked this up. Purchase protection and extended warranty are the same as on Freedom which is decent. However, the page didn't mention anything about return protection or price protection, which I thought was interesting. Returns have always been pretty hassle free with Amazon, but I don't think they price match after the sale. The prime card also stuffs in a bunch of travel benefits and no FTF which is nice, although I still don't really think of this as a travel card.
The Amazon Prime Card Visa from Chase does not offer Price Protection, but it does offer Purchase Protection.
Price Protection is when you buy something then find it for cheaper somewhere else and the card company will reimburse you the difference. Usually limited to 4 claims a year and $250 per claim or something.
Purchase Protection is if the item is lost, stolen, and/or damaged. Same deal where it is limited to a certain number of claims per year and $ amount.
I only mention this because I found out recently that it didn't offer Price Protection. I bought something off Amazon with the card, found it 3 days later for $50 less, and went to do the claim thing only to find it didn't offer it. It might just be me, but that kind of miffed me because Amazon is the one place where I would use that benefit the most, and it is offered on so many other cards, like it was intentionally left off this one.
I've had Prime for a few months now and am not sure I like it, honestly makes it almost too easy for me to buy stuff from Amazon. I need as much resistance as possible =D
@digitek wrote:The Amazon Prime Card Visa from Chase does not offer Price Protection, but it does offer Purchase Protection.
Price Protection is when you buy something then find it for cheaper somewhere else and the card company will reimburse you the difference. Usually limited to 4 claims a year and $250 per claim or something.
Purchase Protection is if the item is lost, stolen, and/or damaged. Same deal where it is limited to a certain number of claims per year and $ amount.
I only mention this because I found out recently that it didn't offer Price Protection. I bought something off Amazon with the card, found it 3 days later for $50 less, and went to do the claim thing only to find it didn't offer it. It might just be me, but that kind of miffed me because Amazon is the one place where I would use that benefit the most, and it is offered on so many other cards, like it was intentionally left off this one.
I've had Prime for a few months now and am not sure I like it, honestly makes it almost too easy for me to buy stuff from Amazon. I need as much resistance as possible =D
Regarding price protection, that's exactly what I was thinking. It makes sense that they might leave off those benefits since this is a merchant branded card and those benefits would be used against the merchant. Honestly, especially for big stuff like appliances and electronics, I think I'd rather just get the 2% cash back with my Citi DC and have price rewind.
I will say, though, that Prime is totally worth it for me. We buy a lot from Amazon and it pays for itself just in shipping costs, plus we get free streaming content as well. 5% cash back is one of those Prime perks that I know I'm paying for and not getting, which is annoying, but the missing protection perks on that card kinda turns me off.