I did quite a bit of extensive research on these forums and the internet prior to posting this, so I really apologize if the answer is somewhere underneath my nose.
Do Amazon purchases count toward the 3% rewards on the CHASE Freedom Plus VISA IF it is a TOP CATEGORY the customer spends in, or is it excluded?
I have literally gotten 4 or 5 conflicting responses from CHASE representatives. Some are stating Amazon purchases are exluded, and others are saying it qualifies so long as it is a top spending category.
I really appreciate any help, or if anyone has any hard data they can cite when providing an answer such as your own rewards earnings etc. for Amazon purchases.
A part of me can see how they would be EXCLUDED considering there is a separate Amazon Chase VISA credit card. I already confirmed I can product change to the Amazon VISA, but I did not really want to lose the overall higher benefits of the CHASE Freedom Plus.
Thank you again.
I would bet that those who say they are excluded are right and those being broad saying "well if it's your top category of course" don't know about the exclusion. I by no means have a definitive answer but that is the most likely case.
If you shop at Amazon a lot. I would just apply for an Amazon card. It's 6% cash back for the first 3 months on Amazon purchases aswell as 4% for the first 3 months on a few other things.Keep your freedom card and just use your amazon card for Amazon purhcases.
I appreciate the lightning fast reply. It was very helpful.
Any other takers, possibly with confirmation as to the Amazon rewards on their CHASE Freedom Plus VISA credit cards?
I have the Freedom plus but just product changed about 1.5 months ago... Why would Amazon be excluded?
I didn't think there were many exclusions, of course I also have not ready any of them!
Well, honestly I am WISHING and HOPING it is NOT excluded, but would this not somehow "cut" into promoting a separate product line meant for frequent Amazon shoppers?
Is anyone able to say based on their statements, if they are receiving 3% from Amazon purchases if it is a top spending category?
I understand what you are saying; however, if you really think about it Amazon sells products from almost every single category on that list. I understand that that Amazon will use the merchant code of "sells used or new books", but that is somewhat of a letdown if they are excluded on the CHASE Freedom Plus credit card 3% rewards.
Any other takers? Losing hope here haha.
Thanks, I really appreciate it. This seems like the solution.
Would anyone explain to me why I would not be able to switch from the CHASE Freedom Plus to the Amazon VISA? Are certain changes only allowed within a certain time frame? I was told that the following switch was not possible for me at this point, or it may never be. I was also told to apply for the CHASE Amazon VISA, but I was really just trying to avoid putting in another credit app.