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Regular Contributor
Posts: 187
Registered: ‎07-13-2007
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Amazon Store Card CLI Hard or Soft Pull?

Does anyone know if requesting a CLI thourgh the synchrony/amazon site will result in a hard or soft pull? I live chatted with an agent and he said he could not say either way if it would be a hard or soft, that only the CRA would know?

Starting Scores: 1/1/2016
EX 600 EQ 598 TU 610
Current Fico Scores (9/2016):EX: 674 EQ: 678 TU: 689
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Super Contributor
Posts: 9,007
Registered: ‎05-25-2015
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Re: Amazon Store Card CLI Hard or Soft Pull?

In the past it has always been a soft pull for me. However, Synchrony is doing more hard pulls for CLI's lately so who knows?

Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover; NASA Platinum Cash Rewards. EQ: 752 TU: 737 EX: 787
Established Contributor
Posts: 520
Registered: ‎02-12-2015

Re: Amazon Store Card CLI Hard or Soft Pull?

It really is ymmv with Synchrony. Most of us have gotten soft pulls online or through credit solutions. But, there have been some sporadic posts of hard pulls. But, not many. I just got a cli from chat a couple of days ago. It was a soft pull for me.

But, as someone mention here before: Always expect hard pulls, and be happy when it's not. 😊
Senior Contributor
Posts: 9,471
Registered: ‎04-23-2016
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Re: Amazon Store Card CLI Hard or Soft Pull?

Yeah could go either way as i am living proof that a cli via chat with Amazon may result in a hp, it did, got one stuck to my EX , not TU. so always remember there is a possiblity of a hp when seeking credit limit increases. I am now super conscious of requesting clis with SyncSmiley Happy
Valued Contributor
Posts: 2,734
Registered: ‎01-22-2015
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Re: Amazon Store Card CLI Hard or Soft Pull?

Wow dropped some knowledge on me today
Valued Contributor
Posts: 7,411
Registered: ‎01-08-2013
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Re: Amazon Store Card CLI Hard or Soft Pull?

I've been also hearing they've done more HP lately.
EX 08 Fico: 729 TU 08 Fico: 735EQ 08 Fico: 740Total Credit Line: $128,600Utilization: 6%Inquiries:EX-6TU-7EQ-5

Posts: 101
Registered: ‎10-13-2012
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Re: Amazon Store Card CLI Hard or Soft Pull?

They've never asked the amount you would like credit line increased to until recently. Thats kind of scary.

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