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Amazon Visa 7 to 10 day wait?

Member

Amazon Visa 7 to 10 day wait?

Applied earlier and got a 30 day wait.  Called the auto-line and was told 7-10 days.  In the process of rebuilding my credit and have some bad stuff on over 12 months ago.

 

Why the bleeps?  Approved with a BoA card with 1.5k a week ago.  Have a CapOne card with 13% util on 4.5k.

 

Credit Karma says I have a score of 747.

Experian: 689

 

 

 

Message 1 of 6
5 REPLIES
Contributor

Re: Amazon Visa 7 to 10 day wait?

You should call to recon.

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


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Message 2 of 6
Member

Re: Amazon Visa 7 to 10 day wait?

Not to sound like an idiot, but I've never recon'ed before.  New to all of this?

 

Do I just call and ask whats up?  Have I already been denied and I'm asking them to reconsider?

Message 3 of 6
Valued Contributor

Re: Amazon Visa 7 to 10 day wait?

You will need to speak with somebody of some authority. You might need to look up a good phone number to reach somebody in a high department. Explain to them the baddies on your report, and hope 4 the best.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 4 of 6
Established Contributor

Re: Amazon Visa 7 to 10 day wait?

+1

Message 5 of 6
Valued Contributor

Re: Amazon Visa 7 to 10 day wait?

just look-up the amazon backdoor number on this site and call them.

 

Say you would like **bleep**-you and hang-up.

 

If they say yes, they may ask you some clarifying questions regarding the reasons the computer denied you at first.

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 6 of 6