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Amazon Visa CLI

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earena
Contributor

Amazon Visa CLI

I have the Amazon Visa Chase card and have had one statement so far. My SL was only $500 and I didn't recon it at the time, but with  Prime day coming up and back to school shopping I want to request an increase. Will it be a HP or a SP. Is it too early to expect one? Thanks!

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Amazon Visa CLI


@earena wrote:

I have the Amazon Visa Chase card and have had one statement so far. My SL was only $500 and I didn't recon it at the time, but with  Prime day coming up and back to school shopping I want to request an increase. Will it be a HP or a SP. Is it too early to expect one? Thanks!


User requested credit line increases on the Chase Amazon card usually result in a HP

Message 2 of 7
kdm31091
Super Contributor

Re: Amazon Visa CLI

Unfortunately it will be a HP and most likely unsuccessful at this stage. Chase wants to see history before increasing a limit, and the 500 is a borderline approval to begin with
Message 3 of 7
Anonymous
Not applicable

Re: Amazon Visa CLI

If you have another Chase card, you may be successful moving some of its credit limit over to the Amazon Visa.

Message 4 of 7
RonM21
Valued Contributor

Re: Amazon Visa CLI

I wouldn't try it. The risk of the HP denial is too high.



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 7
Anonymous
Not applicable

Re: Amazon Visa CLI

It's going to be a HP. I have tons of history with mine going back to 2009 and I've called multiple times for a CLI and they always want to do a HP.
Message 6 of 7
Anonymous
Not applicable

Re: Amazon Visa CLI

This is so true HP everytime, I just had mine approved on June 29th and I called them to recon on CL the next day and I was told they are going to pull my report - I was like seriously? whats difference will it be for literally 12 hours??? he said ok ma'am wait... 12 seconds later, sorry DENIED.... duh.... 

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