I had a pre-approval for the walmart discover card that I got while logged in to walmart.com
I finally decided to go for it. Filled in the few blank areas, Social/DOB/Phone number and hit submit. I got the 7-10 day message. I called in, answered the three security questions and got approved for the amount shown before, but I was told it was the store card.
Nice thing is that no HP has shown up and it has been over a week. The new account is already showing up on all three Credit Reports.
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841