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No, that is not a charge off. You can still pay your account normally until it is paid off. Don't miss any payments or you may get lates on your report.
No it is not a charge off yet; if you don't pay it then it will become one. Pay it ASAP. Right now the account is just closed at credit grantor's request. You'll probably have a 30 day late payment for the missed payment (depending on how long it took you to catch it and then pay it). Nonetheless, pay it off right now.
@starry1 wrote:No, that is not a charge off. You can still pay your account normally until it is paid off. Don't miss any payments or you may get lates on your report.
+1. A CO will lower your score... not worth it if you can pay the card off.