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Member
Posts: 21
Registered: ‎07-14-2009
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Re: Amazon sign-up offer

Does the Amazon card count as a store card?
Senior Contributor
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Registered: ‎01-10-2008
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Re: Amazon sign-up offer

[ Edited ]

Goal800 wrote:
Does the Amazon card count as a store card?


 

well, the amazon visa does not.

the amazon store card (GEMB) does.

 

any card like the amazon visa that has mc/visa/amex/discover co-branding doesn't get scored as a retail/store acct.

Message Edited by score_building on 07-19-2009 08:33 AM
FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Contributor
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Registered: ‎01-05-2008
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Re: Amazon sign-up offer

Ulan-

 

Would u mind posting your scores and which reports amazon pulled from?  I have been waitng & waiting to apply for the Amazon visa/mastercard for the longest.  I want my CR's to be perfect for when I do. 

07/2009 TU: 610 EQ: 566 EX:??
12/2009 TU: 626 EQ: 588 EX:??
05/2011 TU: 638 EQ: 622 EX:??
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Posts: 359
Registered: ‎06-06-2009
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Re: Amazon sign-up offer


miay2k4 wrote:

Ulan-

 

Would u mind posting your scores and which reports amazon pulled from?  I have been waitng & waiting to apply for the Amazon visa/mastercard for the longest.  I want my CR's to be perfect for when I do. 


 

I think maybe Chase issues/services the amazon visa. I applied for a Kohl's card a couple of weeks back which is also issued/serviced by Chase and they denied the application - they pulled Experian. I've applied for other credit in the last few months and this was the only denial I've recieved. Even though my scores are OK - high sixes - I do have some older derogs (medical) which Chase didn't like I guess...

 

I see your scores are in the mid 5s to low 6s, so my opinion is the odds are probably against you.

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Member
Posts: 21
Registered: ‎07-14-2009
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Re: Amazon sign-up offer

So even the TJX card since it is through Mastercard does not count as a store card. Do the store cards just work at the particular store or can they be used anywhere? I noticed TJX has a non-Mastercard but it seems like it is just for 5% off store purchases and does not really function like a credit card.
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Registered: ‎04-01-2007
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Re: Amazon sign-up offer

The non-Visa/ MC version only works at that particular store, or possibly others in the same chain (i.e., Old Navy/ Gap/ Banana Republic.)

The one with the Visa/ MC/ etc logo can be used anywhere. We call these "co-branded" cards: Amazon Visa, Sears MC, etc.
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FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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Posts: 739
Registered: ‎06-30-2007
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Re: Amazon sign-up offer

I have amazon  since  2006 in march of this they starting a offering upgrades on older accounts

 

advice to those new to the card, you get 3x on more than just phyical merchandise. digital downloads  Amazon Prime memership fee, even amazon gift certs

 

It's once again my priamary since it's the only card tha consitanty me gives 2 way to earn bonus points

I could get a card that gets 3% on dinning which counts for most my double points.

 

but supplement my amazon sppending and double points spending  with everyting else quickest way to earn redemtions

People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
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