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Usage and Balance. Don't pay in full if you want to see more auto Love.
So sad but so true. "Pay us interest and we'll give you more credit"
Took me 14 months of various usage patterns to get a CLI on this card, so from my experience they don't know what they're looking for lol.
I only use mine on bigger items I want to take advantage of Promos. So, $150 is the bare min. purchase I use it for.
I've kept a balance on the card every day for over a year.
Never paid a penny in interest.
A couple times (especially my first purchase due to $600 starting limit) I've had a high utilization on the card. 75-80% but paid it down quickly.
Always pauid the balance off before promos expire. In fact, month or more early.
I get auto CLIs every 4 months or so.
So, I would say, they just want to see usage and on time payments.
I always order $150 and take advantage of 6 months with no interest. Minimum payments pay it off before any interest is due. I've never paid one cent of interest and always have usage on the card. I guess they like what I'm doing.
I started at $600, got auto CLI to $900 after 3 months. Hit the luv button just over 2 months later and instantly bumped it to $1500.
I also just got approved for the Amazon Store Card for $700......Do they do automayic increases because I stay shopping on Amazon....Have been for years!!! All my grankids christmas gifts came from there,already gift wrapped......Love It!......Maybe I can get an increase by Christmas of 2014
It's just like the other GECRB cards.
4th statement cut (meaning you have to use it) should get you an Auto CLI or you can request CLI online or on the phone.
If you want to go big, call the backdoor number and request a good number from the phone rep.
What they don't want to see is inactivity, late payments, or new negatives on your credit report.