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Re: Amer Ex charge card vs revolver

Think it was June 14th or 19th expiration


09Lexie wrote:
@myjourney

Will your invitation still be good?



"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


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Re: Amer Ex charge card vs revolver

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Re: Amer Ex charge card vs revolver


09Lexie wrote:
@myjourney

Sounds like a plan!

:smileywink:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


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Re: Amer Ex charge card vs revolver

Are there benefits to a charge card vs credit card?
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Re: Amer Ex charge card vs revolver

[ Edited ]

cottoncrown wrote:
Are there benefits to a charge card vs credit card?

There sure are.

1. You can charge a lot more on a charge card than CCs. I've charged more on Amex than all my other card CLs added together.

2. Balances report but don't affect your FICO scores. When I did the above and let it report it made not a whit of difference to my FICO score.

3. And the last thing is that you can pay right up to the day before your next statement cuts without it being late, though they do suggest you pay within 2 weeks.



I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k
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Re: Amer Ex charge card vs revolver


cottoncrown wrote:
Are there benefits to a charge card vs credit card?

Def depends on how you want to use it and if you UTL the rewards. I USED to use my amex for everything, but I found better rewards in using my CSP. So now I barely spend anything on my Amex and put everything on my Chase cards. :smileysad:

 

I really wanted to build my relationship with Amex a lot more, but I'm just not captivated by their rewards anymore :-/

CL-5kNPSLCL-3.6kCL-4kCL-7.5kCL-7kCL 7.9kCL-4.2k
GARDENING SINCE 07/13/13
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Re: Amer Ex charge card vs revolver

Is there a no fee Alex charge card? I couldn't find one. This sounds like it might be good for car rentals and such.
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Re: Amer Ex charge card vs revolver

*amex
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Re: Amer Ex charge card vs revolver

That is correct ... Getting a Amex charge card basic one like green and gold is quite easy ... However on another hand getting a revolve one is bit difficult .. I have below cards list as of now from amex ...

Amex green
Amex Zync
Amex blue
Amex blue cash every day
Amex Costco
And I am AU on Amex gold and BCE.

I applied for Amex blue sky yesterday and waiting for a decision ...

These days they have made more strict rules for revolve or lending card products than a charge card ...

Good luck to you and let me know in case you are looking for specific info
Penfed Rewards Visa Sigg (45K)/ Penfed Promise card (5K)/AMEX PRG(NPL)/AMEX ZYNC (NPSL)/AMEX GREEN(NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE SAPPHIRE PREFFERED(8K)/CHASE FREEDOM(4K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(1.5K)/Salie Mea (5K)/DISCOVER IT(3K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(600)– Total 30 Cards

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