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Amer MR vs Chase UR for loyalty travel rewards/points

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longtimelurker
Epic Contributor

Re: Amer MR vs Chase UR for royalty travel rewards/points

For both programs, you need Chase checking.   Both give "10%", but the difference is:

 

Old: 10% of base points, so if you spend $100 in a 5x category, you get 510 (5*$100 + 10% of $100).   And then, with the 10 points per purchase, you end up with 520

 

New: 10% of all points earned during the year.   So with $100 in a 5x category, you would earn 550 points once you get the annual bonus.  

 

So here the new method is better, but if you make frequent smaller purchases, especially in 1x categories, the old method wins.

Message 31 of 42
Anonymous
Not applicable

Re: Amer MR vs Chase UR for loyalty travel rewards/points

So if I bank with Chase.....?

When do they usually award this?
Message 32 of 42
Anonymous
Not applicable

Re: Amer MR vs Chase UR for loyalty travel rewards/points

Message 33 of 42
Anonymous
Not applicable

Re: Amer MR vs Chase UR for loyalty travel rewards/points

So lame.
Message 34 of 42
longtimelurker
Epic Contributor

Re: Amer MR vs Chase UR for loyalty travel rewards/points


@Anonymous wrote:
Early 2016 for 2015 points. One last time
https://www.chase.com/index.jsp?pg_name=ccpmapp/shared/marketing/page/ultimate-rewards-freedom-404-annoucement

Right, forgot that critical part, the new program is also ending.    I like the link, OK, a few things are ending (10% bonus, extra point on travel purchases through the mall etc) , but hey, we are changing the name of the site and now you can add favorites!   

Message 35 of 42
CarbonCard
Established Contributor

Re: Amer MR vs Chase UR for loyalty travel rewards/points

As far the Hyatt card, I prefer not to app for any CCs right now. Only if it really compliments the UR points that I have with Chase. But for now I'm just wondering if the MR/UR point is valuable than the other when transferred to partenrs, say Hyatt or HHonnors

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Message 36 of 42
mongstradamus
Super Contributor

Re: Amer MR vs Chase UR for loyalty travel rewards/points


@enxinas wrote:

As far the Hyatt card, I prefer not to app for any CCs right now. Only if it really compliments the UR points that I have with Chase. But for now I'm just wondering if the MR/UR point is valuable than the other when transferred to partenrs, say Hyatt or HHonnors


UR to hyatt is much more valuable to me than MR to hilton, but to each their own. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
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Message 37 of 42
Anonymous
Not applicable

Re: Amer MR vs Chase UR for loyalty travel rewards/points

Why must Chase have so many awesome cards?
Message 38 of 42
mongstradamus
Super Contributor

Re: Amer MR vs Chase UR for loyalty travel rewards/points


@Anonymous wrote:
Why must Chase have so many awesome cards?

awesome is stretching it, they have some good cards 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 39 of 42
Anonymous
Not applicable

Re: Amer MR vs Chase UR for loyalty travel rewards/points

Ok good, but awesome when it was easier to churn.
Message 40 of 42
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