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New Member
Posts: 3
Registered: ‎06-15-2013
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Amercan Express Platinum Qualification

I enrolled for Gold in Feb. 13, and if AMEX agrees, would like to upgrade to platinum. My experian is 727, have 2 other credit cards from Apr. 12, and have plenty of cash in the bank. Do I need to wait for minimum one year after enrollment of Amex gold?
Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
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Re: Amercan Express Platinum Qualification

Welcome to the Forums!!!

If you want to upgrade you will have to wait 13 months.

*8/10/13
Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: Amercan Express Platinum Qualification

Welcome to the forum!

Dodfire is correct! The CARD Act is the reason.
Established Contributor
Posts: 554
Registered: ‎06-02-2012
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Re: Amercan Express Platinum Qualification

that is not true, we had our first prg for 3 months before it started popping up saying upgrade to platinum now, click here!!! all you have to do is call

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
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Re: Amercan Express Platinum Qualification


swpopham wrote:

that is not true, we had our first prg for 3 months before it started popping up saying upgrade to platinum now, click here!!! all you have to do is call


And did you upgrade to the platinum after you got the "pop-up" at 3 months??

*8/10/13
Established Contributor
Posts: 554
Registered: ‎06-02-2012
0

Re: Amercan Express Platinum Qualification

my wife did on hers. The card act applies to credit cards not charge cards.

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
0

Re: Amercan Express Platinum Qualification


swpopham wrote:

my wife did on hers. The card act applies to credit cards not charge cards.




 

I guess you were a special case or very lucky.

 

I tried numerous times, both online after getting the "popup" and also called a total of 3 times.

 

Each time was told that due to the card act, "annual fees" that it could not be done until the 13th month.

 

In the end, I had to apply for the platinum card.

*8/10/13
Established Contributor
Posts: 554
Registered: ‎06-02-2012
0

Re: Amercan Express Platinum Qualification


dodfire wrote:

swpopham wrote:

my wife did on hers. The card act applies to credit cards not charge cards.




 

I guess you were a special case or very lucky.

 

I tried numerous times, both online after getting the "popup" and also called a total of 3 times.

 

Each time was told that due to the card act, "annual fees" that it could not be done until the 13th month.

 

In the end, I had to apply for the platinum card.


You might be right. We might have done it right before the act went in to effect also.

OP just call and ask.

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Valued Contributor
Posts: 1,837
Registered: ‎03-23-2012
0

Re: Amercan Express Platinum Qualification

Same with me, dodfire! I got the popup msg a couple of months after getting the Green in Apr 2012. When I tried, it said I wasn't eligible. When I called, the rep said the same.
AmEx Green NPSL | Amex BCP 16K | Citi Simplicity 10k | Discover IT 9K | Chase Slate 7.5K | Amex Hilton HHonors Surpass 7K | Capital One QuickSilver 6K | Home Depot 5k | Chase Freedom 4.5K | LOC 2.5K
New Member
Posts: 3
Registered: ‎06-15-2013
0

Re: Amercan Express Platinum Qualification

Thanks all. One of the reason I want to apply for platinum is that I heard credit score will rise. Will try to call Amex.
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