American DreamCard MasterCard®

[Anonymous]

Does anyone have are know anything about this card?

[Red1Blue]

Never heard of it. Who issues this card?

[heirophant]

HSBC.  Here's the link:

http://www.americandreamcard.com/default.asp

[Anonymous]

I have this card. It is from Direct Merchants Bank which is HSBC. They gave me a $500 CL when my highest CL was $300 and my scores were definitely no higher than 600. I got an auto CLI from them at 3 months but that was it. I had the card since March 2007 and they will not CLI though they do offer to extend my 0% APR when I call.

[Anonymous]

I had this card with a $300 cl and an AF.  Never used the card, haven't really had it that long and they just closed it on me for inactivity.  Don't care, just got a hooters mc with a $5200 cl, and no AF.  Too bad for them, better for me.

[Anonymous]

Thanx! HSBC has been sending me a lot of pre approved offers and this card was the latest one

Message Edited by l9ikjam on 12-29-2007 06:50 PM

[Anonymous]

HSBC does have a tendency to bombard with offers. Depending on what your scores are, it may make sense to take them up on something if the terms are okay, but make sure there is no annual fee. What are your scores and current TL's?

[Anonymous]

my scores are between 648 to 669 and i have 6 positive TL. Since i got amex i'm gonna wait like 6 months b4 i try for any other credit. WAY 2 MANY INQUIRIES

[Anonymous]

Oh, you definitely don't need HSBC then!