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Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,055
Registered: ‎10-02-2012

American Eagle Upgrades

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‎10-14-2012 06:41 PM

My daugter opened her American Eagle on April of 2012 and already got her automatic CLI from $700 TO $900. Does anyone know the limit to have in order for them to send you an upgrade notification for the VISA?

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
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LS2982
Posts: 14,509
Registered: ‎04-09-2011

Re: American Eagle Upgrades

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‎10-14-2012 06:45 PM

BearsAndTurtlesRtheBest wrote:

My daugter opened her American Eagle on April of 2012 and already got her automatic CLI from $700 TO $900. Does anyone know the limit to have in order for them to send you an upgrade notification for the VISA?

Usually around 2K or above, YMMV of course.

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
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BearsAndTurtlesRtheBest
Posts: 1,055
Registered: ‎10-02-2012

Re: American Eagle Upgrades

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‎10-14-2012 07:16 PM

thanks for the informartion now we can be aware.

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
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LS2982
Posts: 14,509
Registered: ‎04-09-2011

Re: American Eagle Upgrades

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‎10-14-2012 07:19 PM

BearsAndTurtlesRtheBest wrote:

thanks for the informartion now we can be aware.

It can also depend on your usage. If you use it alot and PIF they really like that and it could trigger an upgrade sooner than later.

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
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creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: American Eagle Upgrades

[ Edited ]
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‎10-14-2012 07:32 PM - edited ‎10-15-2012 09:31 AM

LS2982 wrote:
BearsAndTurtlesRtheBest wrote:

My daugter opened her American Eagle on April of 2012 and already got her automatic CLI from $700 TO $900. Does anyone know the limit to have in order for them to send you an upgrade notification for the VISA?

Usually around 2K or above, YMMV of course.

 

i wonder if this is the same for ge cards. have the ae and walmart. 

walmart cl is 3k. 

 

a 18 year old girl came into the bank today with a ae visa =/ 

 

edit: corrected visa to ae card. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
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Mega Contributor
LS2982
Posts: 14,509
Registered: ‎04-09-2011

Re: American Eagle Upgrades

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‎10-14-2012 07:34 PM

creditnocash wrote:
LS2982 wrote:
BearsAndTurtlesRtheBest wrote:

My daugter opened her American Eagle on April of 2012 and already got her automatic CLI from $700 TO $900. Does anyone know the limit to have in order for them to send you an upgrade notification for the VISA?

Usually around 2K or above, YMMV of course.

 

i wonder if this is the same for ge cards. have the visa and walmart. 

walmart cl is 3k. 

 

a 18 year old girl came into the bank today with a ae visa =/ 

I think its all about the same. Most upgardes happen after having the store card for 12-18 months good history and getting the CL close to 2K or above.

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
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Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,055
Registered: ‎10-02-2012

Re: American Eagle Upgrades

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‎10-14-2012 07:43 PM

@LS2982 Ive heard that banks usually like it when you do that. Currently she is using it and PIF in two months and trying her best to keep it with a small balance.

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
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Mega Contributor
LS2982
Posts: 14,509
Registered: ‎04-09-2011

Re: American Eagle Upgrades

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‎10-14-2012 08:09 PM

BearsAndTurtlesRtheBest wrote:

@LS2982 Ive heard that banks usually like it when you do that. Currently she is using it and PIF in two months and trying her best to keep it with a small balance.

It's best to only charge what you can afford to PIF in a billing cycle with store cards because of their astronomical APR's. It would also look good to them that you can handle the account responsibly.

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
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Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: American Eagle Upgrades

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‎10-15-2012 09:31 AM

LS2982 wrote:
BearsAndTurtlesRtheBest wrote:

@LS2982 Ive heard that banks usually like it when you do that. Currently she is using it and PIF in two months and trying her best to keep it with a small balance.

It's best to only charge what you can afford to PIF in a billing cycle with store cards because of their astronomical APR's. It would also look good to them that you can handle the account responsibly.

 

+1 agree completely. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
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