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Valued Contributor
FinStar
Posts: 5,339
Registered: ‎10-21-2012
0

Re: American Eagle Visa


WallyxD wrote:

Rackham94 wrote:

Is there way to call to PC to Visa with a SP or do you HAVE to have that message pop up when you login to Pay Your Bill through the store card?


When I called them to see if they HP'd, the csr wasn't too friendly, and said of course, because it was like you filled out a different app, then proceeded to rush me off the phone, for whatever reason. So based on what she told me, I would say no, I don't think it's possible to PC with a SP.


Correct.  It appears that your credit profile improved (score/history, etc.) since you obtained the store card and qualified for their co-branded version.  Hence, it is likely you will have the two accounts (store and Visa) and you can decide whether to keep both open or close the store version.  Unfortunately, the limits cannot be combined.  Additionally, with an upgraded promotion, the store version is automatically closed and any existing balance (if applicable) is transferred to the co-branded account.
Established Contributor
Rackham94
Posts: 507
Registered: ‎04-01-2013
0

Re: American Eagle Visa

Oh okay so when if I want to change it to a Visa I just app for it and it would auto close my Store Card

Valued Contributor
FinStar
Posts: 5,339
Registered: ‎10-21-2012
0

Re: American Eagle Visa


Rackham94 wrote:

Oh okay so when if I want to change it to a Visa I just app for it and it would auto close my Store Card


If you apply and qualify, you will be approved for the co-branded version.  Otherwise, it's been known individuals have been approved for another store version.  The credit tier criteria qualification for the co-branded version is higher and depends on the product (i.e. AEO vs GAP etc).  The store card will not be automatically closed.

Frequent Contributor
WallyxD
Posts: 273
Registered: ‎10-02-2012
0

Re: American Eagle Visa


FinStar wrote:

WallyxD wrote:

Rackham94 wrote:

Is there way to call to PC to Visa with a SP or do you HAVE to have that message pop up when you login to Pay Your Bill through the store card?


When I called them to see if they HP'd, the csr wasn't too friendly, and said of course, because it was like you filled out a different app, then proceeded to rush me off the phone, for whatever reason. So based on what she told me, I would say no, I don't think it's possible to PC with a SP.


Correct.  It appears that your credit profile improved (score/history, etc.) since you obtained the store card and qualified for their co-branded version.  Hence, it is likely you will have the two accounts (store and Visa) and you can decide whether to keep both open or close the store version.  Unfortunately, the limits cannot be combined.  Additionally, with an upgraded promotion, the store version is automatically closed and any existing balance (if applicable) is transferred to the co-branded account.

Thank you for the info. Again, I'm positive the associate didn't tell me everything I needed to know when I got approved, so I'll call customer service one last time, just so that I have a better grip on everything.

AE Store CC: $850 | AEO Visa: $2,300 | CapOne Quicksilver: $1,700 | Citi Forward for Students $1,500 | Walmart CC $1,350 | Chase Amazon: $500 | PayPal Smart Connect: $500 | Discover iT for Students: $500 | Chase Freedom: $500

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