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Frequent Contributor
WallyxD
Posts: 273
Registered: ‎10-02-2012
0

American Eagle Visa

First thing's first, I did declare myself to be in the garden. I went to American Eagle to exchange a couple of things, the associate asked me if I wanted to see if I was eligible for the AE Visa (at the time I had a $300 AE Store CC), I asked if it would've been a hard pull, she asked what I meant so I laughed and said nevermind and that I'd do it. The screen then asked for my SSN and income (at first I thought it would've been a soft pull. I was unaware that PC's were hard pulls). Like 10 seconds later, my receipt printed and she said that I was approved for the VISA for $2300. So in two days, my CL's went from $600 to $4100. Not bad huh?

 

I now have no reason to apply for anything else, unless of course I get a pre approval from Amex later in the year. I mean it this time, I'm done for now lol.

AE Store CC: $850 | AEO Visa: $2,300 | CapOne Quicksilver: $1,700 | Citi Forward for Students $1,500 | Walmart CC $1,350 | Chase Amazon: $500 | PayPal Smart Connect: $500 | Discover iT for Students: $500 | Chase Freedom: $500

Gardening until util 30%
TU Fico: 652 (3/11/14)
Moderator
09Lexie
Posts: 25,913
Registered: ‎09-13-2012
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Re: American Eagle Visa

Frequent Contributor
WallyxD
Posts: 273
Registered: ‎10-02-2012
0

Re: American Eagle Visa

Thank you :smileyhappy: And yes, I can say I officially am. I was surprised when the associate asked if I was interested in seeing if I was eligible, and I really thought they would've soft pulled, but when she said to enter my SSN and income, I knew I'd get hard pulled. I was hesistant to enter in my info, but since I had already told her yes, I figured I'd just go with it. So yes, I am now done.  Most of my INQS on each report will fall off by september, so at least until September, no more apps.

AE Store CC: $850 | AEO Visa: $2,300 | CapOne Quicksilver: $1,700 | Citi Forward for Students $1,500 | Walmart CC $1,350 | Chase Amazon: $500 | PayPal Smart Connect: $500 | Discover iT for Students: $500 | Chase Freedom: $500

Gardening until util 30%
TU Fico: 652 (3/11/14)
Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,570
Registered: ‎10-02-2012
0

Re: American Eagle Visa

Say what!?!?! so basically the cashier girlie checked if you were eligible for the AE VISA? How long have you had the AE store card?

$1,000$600
EX FICO---, EQ FICO---, TU FICO 603, Gardening Since 10-05-14
Frequent Contributor
WallyxD
Posts: 273
Registered: ‎10-02-2012
0

Re: American Eagle Visa


BearsAndTurtlesRtheBest wrote:

Say what!?!?! so basically the cashier girlie checked if you were eligible for the AE VISA? How long have you had the AE store card?


I've had the AE store card since the end of the September, no late payments. Was eligible for one CLI. I was just as surprised as you are lol

AE Store CC: $850 | AEO Visa: $2,300 | CapOne Quicksilver: $1,700 | Citi Forward for Students $1,500 | Walmart CC $1,350 | Chase Amazon: $500 | PayPal Smart Connect: $500 | Discover iT for Students: $500 | Chase Freedom: $500

Gardening until util 30%
TU Fico: 652 (3/11/14)
Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,570
Registered: ‎10-02-2012
0

Re: American Eagle Visa

My sister currently has the AE store card with a $1,250 CL and has had it for a EXACTLY 1 year  so we are hoping that on May when she requests her next cli that they offer the VISA upgrade with a SP. BUT HEY!! Congrats!!! For having it since September you got  a great boost $300-$2,300 UMM yea do did good! hahah Again Congrats!!

$1,000$600
EX FICO---, EQ FICO---, TU FICO 603, Gardening Since 10-05-14
Frequent Contributor
WallyxD
Posts: 273
Registered: ‎10-02-2012
0

Re: American Eagle Visa


BearsAndTurtlesRtheBest wrote:

My sister currently has the AE store card with a $1,250 CL and has had it for a EXACTLY 1 year  so we are hoping that on May when she requests her next cli that they offer the VISA upgrade with a SP. BUT HEY!! Congrats!!! For having it since September you got  a great boost $300-$2,300 UMM yea do did good! hahah Again Congrats!!


Haha thank you. If your sister doesn't mind the hard pull, I'm sure she can call up customer service and ask them to consider her for the VISA (granted her account is in good standing) and I'm sure she has a much higher income than I do, so she should have no problem getting approved. Let her know I said good luck.

AE Store CC: $850 | AEO Visa: $2,300 | CapOne Quicksilver: $1,700 | Citi Forward for Students $1,500 | Walmart CC $1,350 | Chase Amazon: $500 | PayPal Smart Connect: $500 | Discover iT for Students: $500 | Chase Freedom: $500

Gardening until util 30%
TU Fico: 652 (3/11/14)
Epic Contributor
Creditaddict
Posts: 20,876
Registered: ‎10-23-2007
0

Re: American Eagle Visa

ummm... If like other GE Cards (I have experience for Chevron) if it's not specifically offered which I believe ONLY comes in the form of you logging into your account online or possibly on the phone calling in on your account, not at store... if you apply you may have this fantastic outcome of a nice new visa with a much larger credit line but it has nothing to do with your current store card and unlike when you do an upgrade and it opens a new line and closes the old, you most likely ended up with 2 here.

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Frequent Contributor
WallyxD
Posts: 273
Registered: ‎10-02-2012
0

Re: American Eagle Visa


Creditaddict wrote:

ummm... If like other GE Cards (I have experience for Chevron) if it's not specifically offered which I believe ONLY comes in the form of you logging into your account online or possibly on the phone calling in on your account, not at store... if you apply you may have this fantastic outcome of a nice new visa with a much larger credit line but it has nothing to do with your current store card and unlike when you do an upgrade and it opens a new line and closes the old, you most likely ended up with 2 here.


Would you suggest I call and figure everything out?

AE Store CC: $850 | AEO Visa: $2,300 | CapOne Quicksilver: $1,700 | Citi Forward for Students $1,500 | Walmart CC $1,350 | Chase Amazon: $500 | PayPal Smart Connect: $500 | Discover iT for Students: $500 | Chase Freedom: $500

Gardening until util 30%
TU Fico: 652 (3/11/14)
Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,570
Registered: ‎10-02-2012
0

Re: American Eagle Visa

thanks wally! AND NO her income is ony $18,500 going to trade school next year for RN or somehtibg else in the medical field. If upgrade isnt offered in May then she will def. call in and ask if she qualifys for VISA. and sure ill let her know!! Thanks for sharing your experience.

$1,000$600
EX FICO---, EQ FICO---, TU FICO 603, Gardening Since 10-05-14

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