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Epic Contributor
Creditaddict
Posts: 21,659
Registered: ‎10-23-2007
0

American Express APR Reduction Success

Got them to lower from 17.99 to 14.24... Still not a very good rate if you ask me but getting better and it took about 5 seconds :smileyhappy:

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010
0

Re: American Express APR Reduction Success

Nice! Are most lenders willing to reduce APR for long time customers?

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01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Epic Contributor
Creditaddict
Posts: 21,659
Registered: ‎10-23-2007
0

Re: American Express APR Reduction Success

 


gbishere wrote:

Nice! Are most lenders willing to reduce APR for long time customers?


 

no, in my recent experience, most have blocks on apr reductions

Chase

Capital One

Us Bank

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Valued Contributor
JM-AM
Posts: 3,302
Registered: ‎06-09-2010
0

Re: American Express APR Reduction Success

Good Job.... Not easily done nowadays that is for sure.

Good Luck
May all your dreams and wishes become a reality!

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