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Mega Contributor
Creditaddict
Posts: 11,309
Registered: ‎10-23-2007

American Express APR Reduction Success

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‎11-11-2010 11:25 AM

Got them to lower from 17.99 to 14.24... Still not a very good rate if you ask me but getting better and it took about 5 seconds :smileyhappy:

~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
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Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010

Re: American Express APR Reduction Success

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‎11-11-2010 11:32 AM

Nice! Are most lenders willing to reduce APR for long time customers?

__________________________
01/11/2011: FICO:TU: 746
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Mega Contributor
Creditaddict
Posts: 11,309
Registered: ‎10-23-2007

Re: American Express APR Reduction Success

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‎11-11-2010 11:34 AM

 

gbishere wrote:

Nice! Are most lenders willing to reduce APR for long time customers?

 

no, in my recent experience, most have blocks on apr reductions

Chase

Capital One

Us Bank

~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
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Valued Contributor
JM-AM
Posts: 3,303
Registered: ‎06-09-2010

Re: American Express APR Reduction Success

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‎11-11-2010 01:10 PM

Good Job.... Not easily done nowadays that is for sure.

Good Luck
May all your dreams and wishes become a reality!
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