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Epic Contributor
Posts: 24,088
Registered: ‎10-23-2007
0

American Express APR Reduction Success

Got them to lower from 17.99 to 14.24... Still not a very good rate if you ask me but getting better and it took about 5 seconds :smileyhappy:

Fico Scores: EQ- 647., TU 705 Sync, EX 700 (04/07/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
80 Cards and Counting :smileytongue:
Established Contributor
Posts: 736
Registered: ‎07-07-2010
0

Re: American Express APR Reduction Success

Nice! Are most lenders willing to reduce APR for long time customers?

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Epic Contributor
Posts: 24,088
Registered: ‎10-23-2007
0

Re: American Express APR Reduction Success

 


gbishere wrote:

Nice! Are most lenders willing to reduce APR for long time customers?


 

no, in my recent experience, most have blocks on apr reductions

Chase

Capital One

Us Bank

Fico Scores: EQ- 647., TU 705 Sync, EX 700 (04/07/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
80 Cards and Counting :smileytongue:
Valued Contributor
Posts: 3,302
Registered: ‎06-09-2010
0

Re: American Express APR Reduction Success

Good Job.... Not easily done nowadays that is for sure.

Good Luck
May all your dreams and wishes become a reality!
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