@Creditaddict wrote:
UPDATE:
I have not received the call from the lady yet so accounts are still showing locked online but I did receive e-mails with the hard limits for the 3 accounts:
Platinum Personal Charge - $5k limit (odd since we don't use it and last time I "checked spending ability" it was declined for just $1k!
Plum Business Charge - $3100 limit (WTH, we use $6k-$8k every month and early pay the balance every month!!! This hurts... The cash flow of the business currently will make it very hard to make 2 payments in a month but at least it's on and I can set up alerts when we hit $2500 in spending to make moves before things get declined.
Simply Cash Plus - $26k limit which is $1k above our actual limit - I'm surprised they are allowing anything over!
All and all I'm happy with the results since they didn't close anything and seems like they are going to release everything once the lady that is handling the accounts comes in
CA I am very glad that this worked out for you. Take it as a lesson learned.
You are very lucky considering we all know that credit card companies take a very grim view of something that violates their T&C's.
I am also self employed and have been for over 26 years. I would never do that to an issuer I had biz and personal accounts with. It makes it way too easy for them to connect the dots.
If I am ever lucky enough to get my Amex back someday I will be sure to tread lightly.
not what I'd expect from you, OP. 
I mean, you should know better than to go and do one of the biggest amex no-no's.