No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
My mother got a pre-approval in the mail from Amex for the BCE with a $250 bonus. I told her it was a great card and I said I wish that my current credit would allow for me to get it. She said she'd make me an authorized user...
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
AMEX internal policy (if you ask one of its supervisor) is to not backdate on AU. BUT a lot of people sliped through the crack and get backdated.
You have a good chance to get backdated, but not "get your feet in AMEX" because you have no payment history with AMEX.
@trumpet-205 wrote:AMEX internal policy (if you ask one of its supervisor) is to not backdate on AU. BUT a lot of people sliped through the crack and get backdated.
You have a good chance to get backdated, but not "get your feet in AMEX" because you have no payment history with AMEX.
technically he could have a payment history with Amex since he gets his own account number and own billing statements for his use of the card, that can help build faith in his ability to manage his credit. I did this with my dad's Chase Sapphire card for 3 months, I was the only one who pretty much used it after the first two weeks (card he got before vacation) and I used that to my benefit to talk them into getting me a Freedom card immediately after I was instantly approved for a Sapphire myself.