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American Express Backdating Question

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Anonymous
Not applicable

American Express Backdating Question

My new charge card is reporting to my report finally, but it is saying I opened it 8/2014 instead of 6/2013 like my original.

 

does that mean they didn't effectively backdate the card? 

Message 1 of 4
3 REPLIES 3
coldnmn
Mega Contributor

Re: American Express Backdating Question

Call them and ask them to correct your member since date. Don't ask them to backdate.

 

edit: the new member since date on your charge card should be. 8/13 8 the month you applied 13 the year you became an AMEX member.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 4
Anonymous
Not applicable

Re: American Express Backdating Question


@coldnmn wrote:

Call them and ask them to correct your member since date. Don't ask them to backdate.


My card says member since 13, but it's reporting to the CRA as 2014. Any insight here?

Message 3 of 4
coldnmn
Mega Contributor

Re: American Express Backdating Question

Call and have them correct it. It may straighten itself out after a couple statements reporting.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 4
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