cancel
Showing results for 
Search instead for 
Did you mean: 

American Express Blue Cash credit card

Regular Contributor

Re: American Express Blue Cash credit card

Is getting the charge cards "like the gold one" easier than the blue cash?

TU: 738
EQ: 721
EX: 732 Plus score
Message 11 of 25
Epic Contributor

Re: American Express Blue Cash credit card

yes charge card is much easier because you have to pay in full and amex can set limits as low as $500 to that charge card

Message 12 of 25
Regular Contributor

Re: American Express Blue Cash credit card

Sorry to ask again but can I apply to the Blue cash card, and if I got denied then I can apply to the Gold card in the same day, and it will be 1 hit to my credit report instead of two?

TU: 738
EQ: 721
EX: 732 Plus score
Message 13 of 25
Epic Contributor

Re: American Express Blue Cash credit card

yes unless amex has changed there policy

Message 14 of 25
Regular Contributor

Re: American Express Blue Cash credit card

Thanks, you are awesome Smiley Happy

TU: 738
EQ: 721
EX: 732 Plus score
Message 15 of 25
Epic Contributor

Re: American Express Blue Cash credit card

let us know the answer!

Message 16 of 25
Regular Contributor

Re: American Express Blue Cash credit card

I hope other members with limited history like me will benefit from this post

 

In my first post I wrote my credit history, I'm waiting for my Kohls card to report the 0 balance "hopefully tomorrow" then I will apply to the Blue cash card and see what happens, if denied then I will try the Gold card.

 

I will update soon

TU: 738
EQ: 721
EX: 732 Plus score
Message 17 of 25
Regular Contributor

Re: American Express Blue Cash credit card

Oh my God, I'm so happy, they approved me for the Blue Cash one from the first trial Smiley Happy Smiley Happy Smiley Happy Smiley Happy

 

Not much credit limit $2000 only but it is better than to be denied. they said I will receive card in mail but I didn't get any email confirmation

 

Do Amex do auto CL increase or I have to call them every 6 months and request it from them?

 

Thanks all for your help Smiley Happy

 

 

Update: they pulled from all 3 credit bureaus... not complaining at all...

TU: 738
EQ: 721
EX: 732 Plus score
Message 18 of 25
Epic Contributor

Re: American Express Blue Cash credit card

you can request 3x current limit every 6 months

Message 19 of 25
Regular Contributor

Re: American Express Blue Cash credit card

cool, will the CLI result in a hard inquiry in my report? and if I didn't request it, will they do it automatically after 1 year?

 

Thanks

TU: 738
EQ: 721
EX: 732 Plus score
Message 20 of 25