04-12-2010 03:54 PM
yes charge card is much easier because you have to pay in full and amex can set limits as low as $500 to that charge card
04-12-2010 03:57 PM
Sorry to ask again but can I apply to the Blue cash card, and if I got denied then I can apply to the Gold card in the same day, and it will be 1 hit to my credit report instead of two?
04-12-2010 03:58 PM
yes unless amex has changed there policy
04-12-2010 04:07 PM
let us know the answer!
04-12-2010 04:10 PM
I hope other members with limited history like me will benefit from this post
In my first post I wrote my credit history, I'm waiting for my Kohls card to report the 0 balance "hopefully tomorrow" then I will apply to the Blue cash card and see what happens, if denied then I will try the Gold card.
I will update soon
04-13-2010 09:09 AM - edited 04-13-2010 09:13 AM
Oh my God, I'm so happy, they approved me for the Blue Cash one from the first trial
Not much credit limit $2000 only but it is better than to be denied. they said I will receive card in mail but I didn't get any email confirmation
Do Amex do auto CL increase or I have to call them every 6 months and request it from them?
Thanks all for your help
Update: they pulled from all 3 credit bureaus... not complaining at all...
04-13-2010 10:14 AM
you can request 3x current limit every 6 months
04-13-2010 11:09 AM
cool, will the CLI result in a hard inquiry in my report? and if I didn't request it, will they do it automatically after 1 year?
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