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Contributor
Raziel77
Posts: 91
Registered: ‎02-03-2009
0

Re: American Express Blue Cash credit card

Is getting the charge cards "like the gold one" easier than the blue cash?

TU: 738
EQ: 721
EX: 732 Plus score
Epic Contributor
Creditaddict
Posts: 22,064
Registered: ‎10-23-2007
0

Re: American Express Blue Cash credit card

yes charge card is much easier because you have to pay in full and amex can set limits as low as $500 to that charge card

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Contributor
Raziel77
Posts: 91
Registered: ‎02-03-2009
0

Re: American Express Blue Cash credit card

Sorry to ask again but can I apply to the Blue cash card, and if I got denied then I can apply to the Gold card in the same day, and it will be 1 hit to my credit report instead of two?

TU: 738
EQ: 721
EX: 732 Plus score
Epic Contributor
Creditaddict
Posts: 22,064
Registered: ‎10-23-2007
0

Re: American Express Blue Cash credit card

yes unless amex has changed there policy

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Contributor
Raziel77
Posts: 91
Registered: ‎02-03-2009
0

Re: American Express Blue Cash credit card

Thanks, you are awesome :smileyhappy:

TU: 738
EQ: 721
EX: 732 Plus score
Epic Contributor
Creditaddict
Posts: 22,064
Registered: ‎10-23-2007
0

Re: American Express Blue Cash credit card

let us know the answer!

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Contributor
Raziel77
Posts: 91
Registered: ‎02-03-2009
0

Re: American Express Blue Cash credit card

I hope other members with limited history like me will benefit from this post

 

In my first post I wrote my credit history, I'm waiting for my Kohls card to report the 0 balance "hopefully tomorrow" then I will apply to the Blue cash card and see what happens, if denied then I will try the Gold card.

 

I will update soon

TU: 738
EQ: 721
EX: 732 Plus score
Contributor
Raziel77
Posts: 91
Registered: ‎02-03-2009
0

Re: American Express Blue Cash credit card

[ Edited ]

Oh my God, I'm so happy, they approved me for the Blue Cash one from the first trial :smileyhappy: :smileyhappy: :smileyhappy: :smileyhappy:

 

Not much credit limit $2000 only but it is better than to be denied. they said I will receive card in mail but I didn't get any email confirmation

 

Do Amex do auto CL increase or I have to call them every 6 months and request it from them?

 

Thanks all for your help :smileyhappy:

 

 

Update: they pulled from all 3 credit bureaus... not complaining at all...

TU: 738
EQ: 721
EX: 732 Plus score
Epic Contributor
Creditaddict
Posts: 22,064
Registered: ‎10-23-2007
0

Re: American Express Blue Cash credit card

you can request 3x current limit every 6 months

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Contributor
Raziel77
Posts: 91
Registered: ‎02-03-2009
0

Re: American Express Blue Cash credit card

cool, will the CLI result in a hard inquiry in my report? and if I didn't request it, will they do it automatically after 1 year?

 

Thanks

TU: 738
EQ: 721
EX: 732 Plus score

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