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Is getting the charge cards "like the gold one" easier than the blue cash?
yes charge card is much easier because you have to pay in full and amex can set limits as low as $500 to that charge card
Sorry to ask again but can I apply to the Blue cash card, and if I got denied then I can apply to the Gold card in the same day, and it will be 1 hit to my credit report instead of two?
yes unless amex has changed there policy
Thanks, you are awesome
let us know the answer!
I hope other members with limited history like me will benefit from this post
In my first post I wrote my credit history, I'm waiting for my Kohls card to report the 0 balance "hopefully tomorrow" then I will apply to the Blue cash card and see what happens, if denied then I will try the Gold card.
I will update soon
Oh my God, I'm so happy, they approved me for the Blue Cash one from the first trial
Not much credit limit $2000 only but it is better than to be denied. they said I will receive card in mail but I didn't get any email confirmation
Do Amex do auto CL increase or I have to call them every 6 months and request it from them?
Thanks all for your help
Update: they pulled from all 3 credit bureaus... not complaining at all...
you can request 3x current limit every 6 months
cool, will the CLI result in a hard inquiry in my report? and if I didn't request it, will they do it automatically after 1 year?
Thanks