American Express Blue Cash credit card

[Raziel77]

Is getting the charge cards "like the gold one" easier than the blue cash?

[Creditaddict]

yes charge card is much easier because you have to pay in full and amex can set limits as low as $500 to that charge card

[Raziel77]

Sorry to ask again but can I apply to the Blue cash card, and if I got denied then I can apply to the Gold card in the same day, and it will be 1 hit to my credit report instead of two?

[Creditaddict]

yes unless amex has changed there policy

[Raziel77]

Thanks, you are awesome

[Creditaddict]

let us know the answer!

[Raziel77]

I hope other members with limited history like me will benefit from this post

In my first post I wrote my credit history, I'm waiting for my Kohls card to report the 0 balance "hopefully tomorrow" then I will apply to the Blue cash card and see what happens, if denied then I will try the Gold card.

I will update soon

[Raziel77]

Oh my God, I'm so happy, they approved me for the Blue Cash one from the first trial    

Not much credit limit $2000 only but it is better than to be denied. they said I will receive card in mail but I didn't get any email confirmation

Do Amex do auto CL increase or I have to call them every 6 months and request it from them?

Thanks all for your help

Update: they pulled from all 3 credit bureaus... not complaining at all...

[Creditaddict]

you can request 3x current limit every 6 months

[Raziel77]

cool, will the CLI result in a hard inquiry in my report? and if I didn't request it, will they do it automatically after 1 year?

Thanks