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Regular Contributor
mazinaige
Posts: 129
Registered: ‎10-22-2008

American Express Blue Cash first purchase Starbucks' online store or gas station?

I live in the Upper Peninsula of Michigan (almost into Canada). The nearest Starbucks is over 100 miles away. There aren't any 'nice' restaurants around here. I am wondering if I should make my first purchase online at starbucksstore.com, or if I should make the first purchase at a family run gas station, or the world famous Shell gas station.

FICO® TU: 773 4/09/2012, EQ: 772 2/27/2012, EX: 762 1/3/2009, EX: PLUS Score® 776 11/07/10, Canadian FICO® EQ: 792 7/16/2010, TU FAKO: 834 12/1/2010.
Mega Contributor
Creditaddict
Posts: 16,867
Registered: ‎10-23-2007

Re: American Express Blue Cash first purchase Starbucks' online store or gas station?

Don't think it matters to the slightest
Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Senior Contributor
BungalowMo
Posts: 4,093
Registered: ‎05-01-2008

Re: American Express Blue Cash first purchase Starbucks' online store or gas station?

You could always drive across the border & get your Rx filled....win-win situation!  (talk about a money saver!! )


Starting Score: 07/2011 TU 732 EQ 717 EX 702
Current Score: 04/2013 TU 744 EQ 720 EX 712
Goal Score: 850


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Bury me in the garden...last app 03.31.13
Frequent Contributor
TangMeister
Posts: 456
Registered: ‎07-09-2008

Re: American Express Blue Cash first purchase Starbucks' online store or gas station?

[ Edited ]

mazinaige wrote:
I live in the Upper Peninsula of Michigan (almost into Canada). The nearest Starbucks is over 100 miles away. There aren't any 'nice' restaurants around here. I am wondering if I should make my first purchase online at starbucksstore.com, or if I should make the first purchase at a family run gas station, or the world famous Shell gas station.

Amex's first purchase modeling is very real and should be taken serious if you take your credit future with them serious, so it's good that you're asking.

 

I would avoid anything online as your first purchase.  Fuel stations are iffy.  A good bet is to make your first purchase at any restaurant that doesn't fall into the "golden arches in the front" category.  Any mom/pop diner or restaurant will do.  Congrats on the Blue Cash!

Message Edited by TangMeister on 12-17-2009 11:40 AM
Valued Contributor
Jazzzy
Posts: 2,647
Registered: ‎07-29-2009

Re: American Express Blue Cash first purchase Starbucks' online store or gas station?


TangMeister wrote:

 

Amex's first purchase modeling is very real and should be taken serious if you take your credit future with them serious, so it's good that you're asking.

 

I would avoid anything online as your first purchase.  Fuel stations are iffy.  A good bet is to make your first purchase at any restaurant that doesn't fall into the "golden arches in the front" category.  Any mom/pop diner or restaurant will do.  Congrats on the Blue Cash!


Is this a joke?

Regular Contributor
idmd
Posts: 194
Registered: ‎09-18-2009

Re: American Express Blue Cash first purchase Starbucks' online store or gas station?


LynetteM wrote:

TangMeister wrote:

 

Amex's first purchase modeling is very real and should be taken serious if you take your credit future with them serious, so it's good that you're asking.

 

I would avoid anything online as your first purchase.  Fuel stations are iffy.  A good bet is to make your first purchase at any restaurant that doesn't fall into the "golden arches in the front" category.  Any mom/pop diner or restaurant will do.  Congrats on the Blue Cash!


Is this a joke?


I hope so and if not this just reminded me why my Amex card gets no luvin'. What a trivial concept to base anything about customers on! 

 

Regular Contributor
NowIcare
Posts: 151
Registered: ‎09-28-2007

Re: American Express Blue Cash first purchase Starbucks' online store or gas station?

Ohhh Ohhh LOL I used my AMEX Gold at "The Golden Arches" a bunch of times. Am I in trouble?:smileywink:

JK I could care less I do it for convinience if it ever would cause a problem I would give my business to someone else.................Discover is in the background waiting.

NO SIGNATURE FOR ME
Valued Contributor
nothingman02
Posts: 1,072
Registered: ‎02-15-2009

Re: American Express Blue Cash first purchase Starbucks' online store or gas station?


LynetteM wrote:

TangMeister wrote:

 

Amex's first purchase modeling is very real and should be taken serious if you take your credit future with them serious, so it's good that you're asking.

 

I would avoid anything online as your first purchase.  Fuel stations are iffy.  A good bet is to make your first purchase at any restaurant that doesn't fall into the "golden arches in the front" category.  Any mom/pop diner or restaurant will do.  Congrats on the Blue Cash!


Is this a joke?


NOPE!

Mega Contributor
Creditaddict
Posts: 16,867
Registered: ‎10-23-2007

Re: American Express Blue Cash first purchase Starbucks' online store or gas station?

haha I laugh out loud about first purchase really mattering. If it does I don't care, if it doesn't I don't care, it's a credit card and I'm going to use it where I need it and if it doesn't like that, I will use a different one.
Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Regular Contributor
amp0804
Posts: 112
Registered: ‎08-21-2009

Re: American Express Blue Cash first purchase Starbucks' online store or gas station?

[ Edited ]

So is Citi going to look at me funny because I went to Stop and Shop and used my Citi Forward card for its first purchase last month? Oh man I should

have went to an over priced high end organic grocery store.

************Now that I think of it when I first got my Amex the first purchase was probably at a McDonalds. A Month later automatic CLI of $500 dollars
Message Edited by amp0804 on 12-17-2009 04:35 PM

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