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Regular Contributor
Posts: 129
Registered: ‎10-22-2008
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American Express Blue Cash first purchase Starbucks' online store or gas station?

I live in the Upper Peninsula of Michigan (almost into Canada). The nearest Starbucks is over 100 miles away. There aren't any 'nice' restaurants around here. I am wondering if I should make my first purchase online at starbucksstore.com, or if I should make the first purchase at a family run gas station, or the world famous Shell gas station.

FICO® TU: 773 4/09/2012, EQ: 772 2/27/2012, EX: 762 1/3/2009, EX: PLUS Score® 776 11/07/10, Canadian FICO® EQ: 792 7/16/2010, TU FAKO: 834 12/1/2010.
Epic Contributor
Posts: 23,798
Registered: ‎10-23-2007
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Re: American Express Blue Cash first purchase Starbucks' online store or gas station?

Don't think it matters to the slightest
Fico Scores: EQ- 662., TU 684 Barclay, EX 700 (3/21/15)

You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
72 Cards and Counting :smileytongue:
Senior Contributor
Posts: 4,267
Registered: ‎05-01-2008
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Re: American Express Blue Cash first purchase Starbucks' online store or gas station?

You could always drive across the border & get your Rx filled....win-win situation!  (talk about a money saver!! )


Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14

Frequent Contributor
Posts: 456
Registered: ‎07-09-2008
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Re: American Express Blue Cash first purchase Starbucks' online store or gas station?

[ Edited ]

mazinaige wrote:
I live in the Upper Peninsula of Michigan (almost into Canada). The nearest Starbucks is over 100 miles away. There aren't any 'nice' restaurants around here. I am wondering if I should make my first purchase online at starbucksstore.com, or if I should make the first purchase at a family run gas station, or the world famous Shell gas station.

Amex's first purchase modeling is very real and should be taken serious if you take your credit future with them serious, so it's good that you're asking.

 

I would avoid anything online as your first purchase.  Fuel stations are iffy.  A good bet is to make your first purchase at any restaurant that doesn't fall into the "golden arches in the front" category.  Any mom/pop diner or restaurant will do.  Congrats on the Blue Cash!

Message Edited by TangMeister on 12-17-2009 11:40 AM
Valued Contributor
Posts: 2,681
Registered: ‎07-29-2009
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Re: American Express Blue Cash first purchase Starbucks' online store or gas station?


TangMeister wrote:

 

Amex's first purchase modeling is very real and should be taken serious if you take your credit future with them serious, so it's good that you're asking.

 

I would avoid anything online as your first purchase.  Fuel stations are iffy.  A good bet is to make your first purchase at any restaurant that doesn't fall into the "golden arches in the front" category.  Any mom/pop diner or restaurant will do.  Congrats on the Blue Cash!


Is this a joke?

Regular Contributor
Posts: 194
Registered: ‎09-18-2009
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Re: American Express Blue Cash first purchase Starbucks' online store or gas station?


LynetteM wrote:

TangMeister wrote:

 

Amex's first purchase modeling is very real and should be taken serious if you take your credit future with them serious, so it's good that you're asking.

 

I would avoid anything online as your first purchase.  Fuel stations are iffy.  A good bet is to make your first purchase at any restaurant that doesn't fall into the "golden arches in the front" category.  Any mom/pop diner or restaurant will do.  Congrats on the Blue Cash!


Is this a joke?


I hope so and if not this just reminded me why my Amex card gets no luvin'. What a trivial concept to base anything about customers on! 

 

Regular Contributor
Posts: 151
Registered: ‎09-28-2007
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Re: American Express Blue Cash first purchase Starbucks' online store or gas station?

Ohhh Ohhh LOL I used my AMEX Gold at "The Golden Arches" a bunch of times. Am I in trouble?:smileywink:

JK I could care less I do it for convinience if it ever would cause a problem I would give my business to someone else.................Discover is in the background waiting.

NO SIGNATURE FOR ME
Valued Contributor
Posts: 1,072
Registered: ‎02-15-2009
0

Re: American Express Blue Cash first purchase Starbucks' online store or gas station?


LynetteM wrote:

TangMeister wrote:

 

Amex's first purchase modeling is very real and should be taken serious if you take your credit future with them serious, so it's good that you're asking.

 

I would avoid anything online as your first purchase.  Fuel stations are iffy.  A good bet is to make your first purchase at any restaurant that doesn't fall into the "golden arches in the front" category.  Any mom/pop diner or restaurant will do.  Congrats on the Blue Cash!


Is this a joke?


NOPE!

Epic Contributor
Posts: 23,798
Registered: ‎10-23-2007
0

Re: American Express Blue Cash first purchase Starbucks' online store or gas station?

haha I laugh out loud about first purchase really mattering. If it does I don't care, if it doesn't I don't care, it's a credit card and I'm going to use it where I need it and if it doesn't like that, I will use a different one.
Fico Scores: EQ- 662., TU 684 Barclay, EX 700 (3/21/15)

You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
72 Cards and Counting :smileytongue:
Regular Contributor
Posts: 112
Registered: ‎08-21-2009
0

Re: American Express Blue Cash first purchase Starbucks' online store or gas station?

[ Edited ]

So is Citi going to look at me funny because I went to Stop and Shop and used my Citi Forward card for its first purchase last month? Oh man I should

have went to an over priced high end organic grocery store.

************Now that I think of it when I first got my Amex the first purchase was probably at a McDonalds. A Month later automatic CLI of $500 dollars
Message Edited by amp0804 on 12-17-2009 04:35 PM
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