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American Express - Can't Provide Pre-Selected Card Offers

New Contributor

American Express - Can't Provide Pre-Selected Card Offers

Hi all,

 

Anyone had this happen to them? I was curious and went to the AMEX pre-selection tool for fun, to see if I would possibly qualify for anything. I got the mesage that they couldn't provide any offers, but then goes on to recommend the three cards at the bottom. Weird? Certainly.

 

 

Has this happened to anyone else? Should I try again next week to see? I will likely not apply for awhile, but was curious as I wait for some GW letters to come back.


Starting Score: EQ: 651
Current Score: EQ: 664 | TU: 665 - 03/2010
                       EQ: 673 | TU: 681 | EX Plus: 663 - 05/2010
Goal Score: EQ: 710 | TU: 710

Take the FICO Fitness Challenge
Message 1 of 9
8 REPLIES
Senior Contributor

Re: American Express - Can't Provide Pre-Selected Card Offers

You could be opted out don't meet their criteria or you have a dirty report.

Message 2 of 9
Moderator Emeritus

Re: American Express - Can't Provide Pre-Selected Card Offers

Before I saw pre-approvals, I used to see the same thing. IMO, wait until you see some preapprovals.

Message 3 of 9
New Contributor

Re: American Express - Can't Provide Pre-Selected Card Offers

Thanks for the input all! Looks like I'll be waiting awhile. Oh well, gives me time to write more GW letters. Smiley Happy


Starting Score: EQ: 651
Current Score: EQ: 664 | TU: 665 - 03/2010
                       EQ: 673 | TU: 681 | EX Plus: 663 - 05/2010
Goal Score: EQ: 710 | TU: 710

Take the FICO Fitness Challenge
Message 4 of 9
New Contributor

Re: American Express - Can't Provide Pre-Selected Card Offers

Amex is crap any way. They are so funny about who they want to approve and what they look for. I have 700+ scores credit cards with 5k limits, 10% util no baddies and they told me I didn't qualify and that they use there own credit model.. So many places don't take them anyway due to there high fees so it's there lost and not mines..

EQ 782
TU 782
EX 785
Message 5 of 9
New Contributor

Re: American Express - Can't Provide Pre-Selected Card Offers

Thanks lhova2000, point well taken. If I didn't spend much at Costco, I'd probably not even be considering it. But between gas and Costco, travel, I calculated quite a bit of cash back. I'd PIF, so I'd likely reap some benefit from it.


Starting Score: EQ: 651
Current Score: EQ: 664 | TU: 665 - 03/2010
                       EQ: 673 | TU: 681 | EX Plus: 663 - 05/2010
Goal Score: EQ: 710 | TU: 710

Take the FICO Fitness Challenge
Message 6 of 9
Established Contributor

Re: American Express - Can't Provide Pre-Selected Card Offers

I've been getting that exact same message for the past two years and they've never once pulled a soft on my CR.  I know for a fact that my reports are clean so I'm not sure why I'm still getting that message.  Yes, I'm opted in for pre-screened offers too.  I just recently signed up for e-mail offers from AmEx and have been receiving e-mails, but I still get this message when checking for offers on their website. 


Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


Take the FICO Fitness Challenge


Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge
Message 7 of 9
Senior Contributor

Re: American Express - Can't Provide Pre-Selected Card Offers

I got the same msg. applied anyway and was approved.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 8 of 9
New Contributor

Re: American Express - Can't Provide Pre-Selected Card Offers

Hrmmm...

 

Seems like many have had the same experience so I'm glad I'm not the only one. I'll plan to wait till I get my scores above 700 and I get rid of some baddies. Smiley Happy Thanks again all!


Starting Score: EQ: 651
Current Score: EQ: 664 | TU: 665 - 03/2010
                       EQ: 673 | TU: 681 | EX Plus: 663 - 05/2010
Goal Score: EQ: 710 | TU: 710

Take the FICO Fitness Challenge
Message 9 of 9