05-07-2010 08:40 PM
Anyone had this happen to them? I was curious and went to the AMEX pre-selection tool for fun, to see if I would possibly qualify for anything. I got the mesage that they couldn't provide any offers, but then goes on to recommend the three cards at the bottom. Weird? Certainly.
Has this happened to anyone else? Should I try again next week to see? I will likely not apply for awhile, but was curious as I wait for some GW letters to come back.
05-08-2010 01:19 PM
Thanks for the input all! Looks like I'll be waiting awhile. Oh well, gives me time to write more GW letters.
05-09-2010 10:07 AM
Amex is crap any way. They are so funny about who they want to approve and what they look for. I have 700+ scores credit cards with 5k limits, 10% util no baddies and they told me I didn't qualify and that they use there own credit model.. So many places don't take them anyway due to there high fees so it's there lost and not mines..
05-09-2010 02:27 PM
Thanks lhova2000, point well taken. If I didn't spend much at Costco, I'd probably not even be considering it. But between gas and Costco, travel, I calculated quite a bit of cash back. I'd PIF, so I'd likely reap some benefit from it.
05-09-2010 03:24 PM
I've been getting that exact same message for the past two years and they've never once pulled a soft on my CR. I know for a fact that my reports are clean so I'm not sure why I'm still getting that message. Yes, I'm opted in for pre-screened offers too. I just recently signed up for e-mail offers from AmEx and have been receiving e-mails, but I still get this message when checking for offers on their website.
05-09-2010 04:05 PM
I got the same msg. applied anyway and was approved.
05-09-2010 08:01 PM
Seems like many have had the same experience so I'm glad I'm not the only one. I'll plan to wait till I get my scores above 700 and I get rid of some baddies. Thanks again all!
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