American Express Costco Reporting to CRAs?

[Anonymous]

I applied and got approval for a Costco True Earnings card on 8/2/14. It's almost 2 months and I don't see them reporting on any of of the credit report agencies.

Does anyone know when AMEX adds their TL to credit reports? 2 months? 3? 4?

[yfan]

Mine reports regularly, whenever a statement is cut. But two months may be about right after a new account opens. They bill you after one month, but there is nothing to report on that balance until your grace period expires and they see whether you have made a payment or not.

[Anonymous]

I got my PRG and Delta cards at around the same time as you. My Delta card is reporting but PRG is not, just takes some time I guess.

edit: ^not true they reported my $48 balance so they don't wait until your grace period is over.

[Anonymous]

Hmmmm, ok thanks for your replies.  I was just wondering so I guess they could be reporting right around the corner. 

[b_diddy]

Hmmm ... I may have applied just before reporting cutoff ... mine reported couple days later before the card was even in my sweaty palms.

[Anonymous]

diddy, that is what happened to me when I applied for a HSN card.  I applied on the 8th. I bought some items and I thought I was going to ride a "freebie" until at least 2 months.

3 days later I received my first billing statement!   

I called customer service and said "hey what's up? Why did I receive a bill so soon??? I just got my approval just days ago!"

The CSR looked it up and said that I applied for an account on the same day all people in my zip code have their statements cut. Lucky me right? I thought that was so strange but oh well. I really thought it was a mistake but lo and behold it was like I won the credit card lottery! LOL  

I guess the lesson learned: Before applying, call the credit card company and ask them when your first statement will be cut assuming you were approved today.

[SunriseEarth]

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@Anonymous wrote:

I applied and got approval for a Costco True Earnings card on 8/2/14. It's almost 2 months and I don't see them reporting on any of of the credit report agencies.

Does anyone know when AMEX adds their TL to credit reports? 2 months? 3? 4?

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My Costco TE didn't report until after the 2nd statement.   My BCE reported after the 1st statement.  

[ficobgtx]

It took 4 months for my SPG to report. I think because I was paying in full before statement cut. But others have done the same and had it report after 1 or 2 months.