So whats the grace period like on the charge cards my closing date on my gold card is tomorrow.
There is a "please pay by" date on the statement that is like 15 days after the statement closes, but that is actually just a suggestion. Payment is not considered late unless it has not been received by the time the next statement closes.
ohh i see now should i take that literally? lol
I don't know if Amex actually cares when you pay during the month. I use their autopay which makes the payment on the suggestion date. But I imagine they could look favorably at cardmembers who routinely pay earlier.
I believe that you have until 45 days after statement close before you pay any penalities or fees.