Your consumer credit bureau score from Experian is too low (See below) Amount of annual income listed on the application is insufficient or missing. Too many new accounts (Experian) Number, type, and recency of inquiries (Experian) Y our consumer credit bureau score mentioned above was determined using a scoring system that evaluated the information in your file at the consumer reporting agency named above. The following are the primary factors in your credit report that affected your credit bureau score: Length of time accounts have been established. Proportion of revolving balances to revolving credit limits is too high. Too many accounts with balances. Too many inquiries last 12 months. ---------------------------- That's the last time I applied for an American Express Blue Cash, it was December 12th, 2007. Since then my Experian score has increased to 691. I really really really need an American Express for my business because of their no-limits and awesome unlimited rewards. Has anyone recently gotten the Amex Delta Skymiles and used that to convert to a new card? I've heard that it's the easiest way... Also, is there any special way of getting a card because my income is about 20+ times higher than the average consumer (per month), no exaggeration. Any advice is appreciated...
Message Edited by bluebobbo on 01-19-2008 07:47 AM