No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
You used to also be able to request the Oasis Program. I think the recent fines/settlements have changed that process.
@SFernandez13461 wrote:I understand you don't get the Optima builder card by settling for less than the full balance. I was trying to pay the remainder of the balance after settling in order to get the builder card.
I didn't get invited to the program. And I've never filed BK.
Did they sell your account to collection agency? Did you pay your settlement to collection agency? Is your account still belong to Amex? They usually offer you an Optima Card when your account is still belong to Amex. It is too late once they sell your account to collection agency as write off. You won't be able to pay in full if you want. Your name will stay on the blacklist forever or long time. You won't be able to get approved for personal, business even you get pre-approved. Some will get through the crack after 10 years. Their name was erased from the list. By the way, you can get Amex Network from GE, Citi and Barclays.
Ron.
For thew records, American Express Oasis program is no longer avaialble.
For those of you that want to confirm your blacklist criteria you need to call Account Services Research Depatment (1-800-700-7619).
They will be more than happy to research any previous AMEX accounts and let you know your options to settle the debt and re-open an AMEX account.
@slund5499 wrote:For thew records, American Express Oasis program is no longer avaialble.
For those of you that want to confirm your blacklist criteria you need to call Account Services Research Depatment (1-800-700-7619).
They will be more than happy to research any previous AMEX accounts and let you know your options to settle the debt and re-open an AMEX account.
When did you find this out. Will they now let you reopen an account?