@Ron1 wrote:Sorry about closing the account. American Express doesn't want you to charge a lot on the first month. I don't know if $800 is a lot for them. I also don't know the exposure limit of your card. Even though The Platinum Card doesn't have a fixed limit, it doesn't mean you have unlimited spending. (They mentioned this on their website). The exposure limit can go up and down depends on your income, payment history and credit history. (They credit review you by soft pull from EXP). You have several rather large (over 200.00) purchases. Hmm... it seems that they didn't like the amount of large purchases. But, American Express is strange, you'd never know.
Ron.
Not directed at you Ron…I think you're right your post just triggered something.
These are the types of things I was ranting about in another thread where CCC extend credit and then punish you for using it. Maybe CCC should send all their cards with personalized dos and don'ts so someone doesn't make the mistake of actually using their card
@Hakaslak wrote:12/21/2009 Mon CR ADJ MEMBERSHIP FEE -450.0012/20/2009 Sun PANDA EXPRESS 9.0712/19/2009 Sat SHELL OIL 5.4312/17/2009 Thu MERITLINE.COM 3.2612/15/2009 Tue BUILDABEAR WRKSHP 27.0912/14/2009 Mon PAYPAL *BLUELINKER 5.0012/13/2009 Sun BEST BUY CO 180.6212/13/2009 Sun JACK IN THE BOX 14.8912/14/2009 Mon Membership Fee 450.0012/12/2009 Sat TOYO SUSHI JAPANESE 44.8512/09/2009 Wed BEST BUY CO 1.1312/08/2009 Tue BIG SKINNY CORP 19.9512/08/2009 Tue SPRINT WIRELESS 123.4912/03/2009 Thu GATEWAY INN 61.6011/30/2009 Mon AMAZON MKTPLACE L 30.9511/28/2009 Sat AMAZON MKTPLACE 278.3911/28/2009 Sat BEST BUY CO 11.2311/28/2009 Sat WWW.NEWEGG.COM 477.38
Without the annual fee added in, the total here is $1294.33. Add in the AF, then it's $1744.33, which is just a wee bit higher than $800...making me think that my wife did the math for your estimate of shopping charges! 
LOL
@Uborrow-Upay wrote:Without the annual fee added in, the total here is $1294.33. Add in the AF, then it's $1744.33, which is just a wee bit higher than $800...making me think that my wife did the math for your estimate of shopping charges!
Yes, and trying to use it for a car rental usually puts a $300-$500 hold against the card, so now he is hitting $2,000 which may have triggered something in their system. But I'd want to know why the card was cancelled automatically rather than just put on hold until the outstanding balance was paid.
@Watchmann wrote:
@Uborrow-Upay wrote:Without the annual fee added in, the total here is $1294.33. Add in the AF, then it's $1744.33, which is just a wee bit higher than $800...making me think that my wife did the math for your estimate of shopping charges!
Yes, and trying to use it for a car rental usually puts a $300-$500 hold against the card, so now he is hitting $2,000 which may have triggered something in their system. But I'd want to know why the card was cancelled automatically rather than just put on hold until the outstanding balance was paid.
Yes, but usually this triggers a temporary suspend on account, with request for payment mid-cycle because the "current balance is at a level that requires a payment prior to any new charges being authorized."
Generally unless there is a problem on the account, such as failure to pay, lates or other failures on cardholder, I would expect a suspend prior cancellation.
But who knows.....
Sorry to revive this thread, but watchman, did you ever find out why your card was cancelled?
@CS800 wrote:Sorry to revive this thread, but watchman, did you ever find out why your card was cancelled?
Watchman was not the OP, and OP last logged on nearly two years ago so doubtful we'll get an update.
Starting Score: ~500 (12/01/2008)