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American Express Platinum charge card cancelled...?

Frequent Contributor

Re: American Express Platinum charge card cancelled...?

I guess so lol

As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



Message 21 of 39
New Visitor

Re: American Express Platinum charge card cancelled...?

Honestly I have no clue what happened. I applied for a platinum Amex card two years later and was approved again... I don't use it anymore but that's that. They didn't instantly close it this time. My monthly revolving was about 8k. After I joined a company and stopped consulting I stopped the card.
Message 22 of 39
Established Contributor

Re: American Express Platinum charge card cancelled...?

4 years later, he arose from the dead! LoL. 

 

Maybe it was your revolving 8K? So what cards do you use now days?

     
Message 23 of 39
New Visitor

Re: American Express Platinum charge card cancelled...?

Just a discover card. I spent way too much, learned the hard way by going 40k into the hole. I'm at about 9k left now and glad I didn't take the bankruptcy route.
Message 24 of 39
Established Contributor

Re: American Express Platinum charge card cancelled...?

Yes, high revolving can easily result in bank's closing your credit card account. In addition since they're private, they have the right to not give u a reason. Just like I can tell anyone to get off my property without a reason (weird example but u get the point). But good for you, 31K off is great. I was once 11K in the hole and learned the hard way as well. Keep up the good work and it will always pay off.

 

I love how it says you're a new visitor to this forum but you registered 4 years ago. lol

     
Message 25 of 39
New Visitor

Re: American Express Platinum charge card cancelled...?

I still have the amex.... Just never use it. Lol.
Message 26 of 39
Established Contributor

Re: American Express Platinum charge card cancelled...?

Woah really? You pay $450 a year for it still? Do you use anything else from the card? Like lounge passes? Airline credits?

     
Message 27 of 39
Moderator Emeritus

Re: American Express Platinum charge card cancelled...?

Hi! Welcome back to the myFico forum!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 28 of 39
Valued Contributor

Re: American Express Platinum charge card cancelled...?

Stick around the forums this time Smiley Happy

 

I'm sure you have knowledge to share and things to learn.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 29 of 39
Established Contributor

Re: American Express Platinum charge card cancelled...?

Darn, looks like he left again =(

     
Message 30 of 39