Reply
Valued Contributor
Posts: 2,280
Registered: ‎07-23-2012
0

Re: American Express ZYNC APPROVAL with Embedded AutoPay

if you just got your first card a month ago i would wait. 

 

i believe it takes six months of reporting to generate your score. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6,400
Citi DC $10,000
Citizens Mastercard$7,000
Super Contributor
Posts: 5,522
Registered: ‎12-11-2011
0

Re: American Express ZYNC APPROVAL with Embedded AutoPay


WarJar101 wrote:
Guess I should at least apply later in the year then, because I just got my first credit line last month. Unless there's a chance of approval now. Even for the limited card

It is recommended you have a couple cards and at least six months of history under your belt before you even really begin to look into amex. 

 

I say before you even begin looking, because all their website makes you want to do is apply...I know...I'm in the same position. My oldest card just turned 3...months old :smileytongue: 

;
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.