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Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Re: American Express ZYNC APPROVAL with Embedded AutoPay

if you just got your first card a month ago i would wait. 

 

i believe it takes six months of reporting to generate your score. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
jsucool76
Posts: 2,768
Registered: ‎12-11-2011

Re: American Express ZYNC APPROVAL with Embedded AutoPay


WarJar101 wrote:
Guess I should at least apply later in the year then, because I just got my first credit line last month. Unless there's a chance of approval now. Even for the limited card

It is recommended you have a couple cards and at least six months of history under your belt before you even really begin to look into amex. 

 

I say before you even begin looking, because all their website makes you want to do is apply...I know...I'm in the same position. My oldest card just turned 3...months old :smileytongue: 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

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