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American Express Zync Declined... Just Checking!

Epic Contributor

American Express Zync Declined... Just Checking!

LOL, Every so often I like to apply for a card and see if I still find my self on the "NO, We cancelled your last account DUH!"

10 REPLIES
Regular Contributor

Re: American Express Zync Declined... Just Checking!

Maybe next time? lol.  How about a Recon?

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Epic Contributor

Re: American Express Zync Declined... Just Checking!


dpechal wrote:

Maybe next time? lol.  How about a Recon?


it's not even credit... it's internal.  They don't even pull if you don't pass the internal system!

Senior Contributor

Re: American Express Zync Declined... Just Checking!

What about Optima?


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Epic Contributor

Re: American Express Zync Declined... Just Checking!


drkaje wrote:

What about Optima?


Went in BK, not an option.

Established Contributor

Re: American Express Zync Declined... Just Checking!

are you saying you just wasted a HP? Smiley Indifferent
Moderator Emeritus

Re: American Express Zync Declined... Just Checking!


2NE1 wrote:
are you saying you just wasted a HP? Smiley Indifferent

No, because they check their internal records first. If you're on their blacklist they won't even pull your credit.


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Established Contributor

Re: American Express Zync Declined... Just Checking!

ohhh! ok, got it... something new I learned today about AMEX... I seem to have missed the word "pull" on previous post... my bad.
Senior Contributor

Re: American Express Zync Declined... Just Checking!

Did you charge off or BK an account with them?

 

They dropped me even though I was paid in full every month (Green Card) but I was very late on several other bank's CC.    So I assume I am not blacklisted, but I don't know how they will like the other charge offs on my report. 

Epic Contributor

Re: American Express Zync Declined... Just Checking!


Wolf3 wrote:

Did you charge off or BK an account with them?

 

They dropped me even though I was paid in full every month (Green Card) but I was very late on several other bank's CC.    So I assume I am not blacklisted, but I don't know how they will like the other charge offs on my report. 


yes BK with them.