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I saw they offer all 3 scores and their reports for a dollar , I was going to try it just for the 30 days but has anyone else tried it and liked it?
anyone know how accurate it is?
yes you can update twice a month but you need too wait 15 days to do it...
like i pulled mine on the 14th and it wont let me do another one until th 29th unless i buy the unlimited pulls which is 25 a month...
as for scores it has had me at 715 across all reports since i started using them in early november..
scores on here have fluctuated from 690's to 680's
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
I registered for unlimited version for $24.99/mo one month ago because I'm doing rebuilding (GW, disputes, etc).
Pulled new reports and scores everyday and IMO they're doing a good job.
I also use CK, CS, Credit.com, Scorewatch, and the Quarterly myFICO TU.
My plan is to cancel the unlimited next month or two because I dont need it anymore.
If you use freecreditreport dot com product and Amex's they are identical in score. Well at least it was 7 months ago when I used it for 2 months.
My Plus scores vary greatly from my real Fico scores - For instance my Equifax Plus score is 70 points higher than my real FICO score, While my Experian Plus score is 60 points lower than my real FICO score. I would not count on the Plus scores for any actual financial/credit decisions!